D
South Story Bank & Trust
SlaterIA
Rating Date
June 2025
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Major Rating Factors: A current level of 5.5 percent of nonperforming loans to core capital combined with 1.4 percent from a year earlier contributes to the Fair asset quality (3.9). Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.5 has resulted in Weak (2.0) profitability.
Other Rating Factors: Excellent current capitalization (8.5 on a scale of 0 to 10) and a capital leverage ratio of 10.0. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.5 on a scale of 0 to 10).
Asset Mix: Comm re (30%), home mtgs (21%), comm loans (18%), cash (4%), home eq lns (2%), securities (1%), consumer loans (0%), other (24%)
States with Branches: IA, MN
Asset Quality
Non-Performing Loans to Capital
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Hot Money
Corporate Info
Group Affiliation
Investment Rating
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Address
501 Linn Street
Slater, IA 50244
Phone Number
(515) 228-3566
Year Founded
1954
FDIC Number
Largest Affiliates
C
Jefferson, IA - Bank
C
Audubon, IA - Bank