C
First State Bank of San Diego
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank of San Diego
San Diego, TX
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Rating C
Asset Quality Index 6.50
Capitalization Index 7.20
Liquidity Index 5.70
Profitability Index 4.00
Stability Index 4.70
Company Info First State Bank of San Diego
San Diego, TX
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FDIC Number 17350
Phone Number (361) 279-3316
Website www.fsbsandiego.com
Asset Quality First State Bank of San Diego
San Diego, TX
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1-Year Asset Growth 0.60%
5-Year Asset Growth -0.16%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.37%
Non-Performing Loans to Capital 4.56%
Non-Performing Loans to Loans 1.57%
Balance Sheet First State Bank of San Diego
San Diego, TX
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Total Assets 73.72M
Total Deposits 66.92M
Capital and Reserves First State Bank of San Diego
San Diego, TX
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Capital 6.53M
Leverage Ratio 9.14
Loan Loss Reserves to Loans 1.62%
Risk-Based Capital Ratio 26.59
Liquidity First State Bank of San Diego
San Diego, TX
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Hot Money Ratio 10.94%
Liquidity Ratio 50.54%
Profitability First State Bank of San Diego
San Diego, TX
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5-Year Return on Average Assets 0.99%
Net Income 650.00K
Net Interest Spread 3.86%
Operating Profit to Average Assets 0.88%
Overhead Efficiency Ratio 78.06%
Return on Assets 0.87%
Return on Equity 10.28%