C
Mid-America Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
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Assets
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Capital
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Income
Weiss Ratings Mid-America Bank
Baldwin City, KS
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Rating C
Asset Quality Index 7.70
Capitalization Index 8.20
Liquidity Index 0.70
Profitability Index 8.40
Stability Index 3.70
Company Info Mid-America Bank
Baldwin City, KS
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FDIC Number 17374
Phone Number (785) 594-2100
Website www.mid-americabank.com
Asset Quality Mid-America Bank
Baldwin City, KS
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1-Year Asset Growth 17.73%
5-Year Asset Growth 18.30%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 2.93%
Non-Performing Loans to Loans 0.00%
Balance Sheet Mid-America Bank
Baldwin City, KS
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Total Assets 525.65M
Total Deposits 407.12M
Capital and Reserves Mid-America Bank
Baldwin City, KS
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Capital 52.24M
Leverage Ratio 9.77
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio 13.54
Liquidity Mid-America Bank
Baldwin City, KS
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Hot Money Ratio 38.54%
Liquidity Ratio 16.76%
Profitability Mid-America Bank
Baldwin City, KS
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5-Year Return on Average Assets 1.77%
Net Income 5.95M
Net Interest Spread 3.72%
Operating Profit to Average Assets 2.10%
Overhead Efficiency Ratio 49.08%
Return on Assets 1.61%
Return on Equity 15.85%