C
The State Exchange Bank
MankatoKS
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The State Exchange Bank
Mankato, KS
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Rating C
Asset Quality Index 7.00
Capitalization Index 10.00
Liquidity Index 4.20
Profitability Index 3.60
Stability Index 4.50
Company Info The State Exchange Bank
Mankato, KS
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FDIC Number 17375
Phone Number (785) 378-3222
Website www.stateexchange.net
Asset Quality The State Exchange Bank
Mankato, KS
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1-Year Asset Growth 2.38%
5-Year Asset Growth 6.85%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.28%
Non-Performing Assets to Assets 0.98%
Non-Performing Loans to Capital 7.15%
Non-Performing Loans to Loans 2.48%
Balance Sheet The State Exchange Bank
Mankato, KS
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Total Assets 42.53M
Total Deposits 38.39M
Capital and Reserves The State Exchange Bank
Mankato, KS
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Capital 3.89M
Leverage Ratio 13.34
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio --
Liquidity The State Exchange Bank
Mankato, KS
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Hot Money Ratio 14.56%
Liquidity Ratio 27.26%
Profitability The State Exchange Bank
Mankato, KS
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5-Year Return on Average Assets 0.81%
Net Income 327.00K
Net Interest Spread 3.39%
Operating Profit to Average Assets 1.04%
Overhead Efficiency Ratio 68.21%
Return on Assets 1.00%
Return on Equity 13.02%