B
The State Exchange Bank
Mankato,  KS
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The State Exchange Bank
Mankato, KS
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Rating B
Asset Quality Index 7.20
Capitalization Index 10.00
Liquidity Index 5.00
Profitability Index 5.00
Stability Index 3.70
Company Info The State Exchange Bank
Mankato, KS
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FDIC Number 17375
Phone Number (785) 378-3222
Website www.stateexchange.net
Asset Quality The State Exchange Bank
Mankato, KS
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1-Year Asset Growth 16.54%
5-Year Asset Growth 5.46%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.62%
Non-Performing Loans to Capital 5.23%
Non-Performing Loans to Loans 1.84%
Balance Sheet The State Exchange Bank
Mankato, KS
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Total Assets 50.86M
Total Deposits 46.52M
Capital and Reserves The State Exchange Bank
Mankato, KS
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Capital 4.15M
Leverage Ratio 12.25
Loan Loss Reserves to Loans 1.40%
Risk-Based Capital Ratio --
Liquidity The State Exchange Bank
Mankato, KS
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Hot Money Ratio 12.47%
Liquidity Ratio 40.45%
Profitability The State Exchange Bank
Mankato, KS
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5-Year Return on Average Assets 0.83%
Net Income 313.00K
Net Interest Spread 3.33%
Operating Profit to Average Assets 1.39%
Overhead Efficiency Ratio 64.42%
Return on Assets 1.33%
Return on Equity 15.15%