B
M C Bank & Trust Company
Rating Date
June 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings M C Bank & Trust Company
Morgan City, LA
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Rating B
Asset Quality Index 5.20
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 4.10
Stability Index 7.40
Company Info M C Bank & Trust Company
Morgan City, LA
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FDIC Number 17388
Phone Number (985) 384-2100
Website www.mcbt.com
Asset Quality M C Bank & Trust Company
Morgan City, LA
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1-Year Asset Growth 10.48%
5-Year Asset Growth 8.53%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.78%
Non-Performing Assets to Assets 2.42%
Non-Performing Loans to Capital 13.15%
Non-Performing Loans to Loans 4.28%
Balance Sheet M C Bank & Trust Company
Morgan City, LA
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Total Assets 489.84M
Total Deposits 394.19M
Capital and Reserves M C Bank & Trust Company
Morgan City, LA
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Capital 80.88M
Leverage Ratio 17.34
Loan Loss Reserves to Loans 1.39%
Risk-Based Capital Ratio --
Liquidity M C Bank & Trust Company
Morgan City, LA
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Hot Money Ratio 19.32%
Liquidity Ratio 32.25%
Profitability M C Bank & Trust Company
Morgan City, LA
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5-Year Return on Average Assets 0.75%
Net Income 1.02M
Net Interest Spread 4.02%
Operating Profit to Average Assets 1.08%
Overhead Efficiency Ratio 71.57%
Return on Assets 0.84%
Return on Equity 5.05%