C
M C Bank & Trust Company
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings M C Bank & Trust Company
Morgan City, LA
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Rating C
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 1.40
Profitability Index 4.10
Stability Index 7.50
Company Info M C Bank & Trust Company
Morgan City, LA
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FDIC Number 17388
Phone Number (985) 384-2100
Website www.mcbt.com
Asset Quality M C Bank & Trust Company
Morgan City, LA
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1-Year Asset Growth -2.24%
5-Year Asset Growth 8.09%
5-Year Charge-Offs to Average Loans 0.26%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.54%
Non-Performing Loans to Capital 2.38%
Non-Performing Loans to Loans 0.64%
Balance Sheet M C Bank & Trust Company
Morgan City, LA
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Total Assets 443.39M
Total Deposits 354.19M
Capital and Reserves M C Bank & Trust Company
Morgan City, LA
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Capital 77.28M
Leverage Ratio 18.33
Loan Loss Reserves to Loans 1.56%
Risk-Based Capital Ratio --
Liquidity M C Bank & Trust Company
Morgan City, LA
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Hot Money Ratio 20.36%
Liquidity Ratio 25.46%
Profitability M C Bank & Trust Company
Morgan City, LA
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5-Year Return on Average Assets 0.72%
Net Income 1.09M
Net Interest Spread 4.01%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 71.72%
Return on Assets 0.98%
Return on Equity 5.68%