B
M C Bank & Trust Company
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings M C Bank & Trust Company
Morgan City, LA
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Rating B
Asset Quality Index 7.80
Capitalization Index 10.00
Liquidity Index 2.70
Profitability Index 4.40
Stability Index 7.20
Company Info M C Bank & Trust Company
Morgan City, LA
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FDIC Number 17388
Phone Number (985) 384-2100
Website www.mcbt.com
Asset Quality M C Bank & Trust Company
Morgan City, LA
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1-Year Asset Growth 10.93%
5-Year Asset Growth 8.53%
5-Year Charge-Offs to Average Loans 0.26%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.61%
Non-Performing Loans to Capital 3.17%
Non-Performing Loans to Loans 1.55%
Balance Sheet M C Bank & Trust Company
Morgan City, LA
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Total Assets 478.10M
Total Deposits 382.72M
Capital and Reserves M C Bank & Trust Company
Morgan City, LA
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Capital 80.51M
Leverage Ratio 17.27
Loan Loss Reserves to Loans 1.59%
Risk-Based Capital Ratio --
Liquidity M C Bank & Trust Company
Morgan City, LA
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Hot Money Ratio 20.82%
Liquidity Ratio 32.74%
Profitability M C Bank & Trust Company
Morgan City, LA
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5-Year Return on Average Assets 0.72%
Net Income 4.22M
Net Interest Spread 4.16%
Operating Profit to Average Assets 1.12%
Overhead Efficiency Ratio 73.85%
Return on Assets 0.91%
Return on Equity 5.39%