B
M C Bank & Trust Company
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings M C Bank & Trust Company
Morgan City, LA
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Rating B
Asset Quality Index 4.90
Capitalization Index 10.00
Liquidity Index 4.20
Profitability Index 2.20
Stability Index 7.20
Company Info M C Bank & Trust Company
Morgan City, LA
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FDIC Number 17388
Phone Number (985) 384-2100
Website www.mcbt.com
Asset Quality M C Bank & Trust Company
Morgan City, LA
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1-Year Asset Growth 50.31%
5-Year Asset Growth 8.53%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 3.34%
Non-Performing Assets to Assets 2.67%
Non-Performing Loans to Capital 9.69%
Non-Performing Loans to Loans 5.96%
Balance Sheet M C Bank & Trust Company
Morgan City, LA
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Total Assets 709.98M
Total Deposits 480.55M
Capital and Reserves M C Bank & Trust Company
Morgan City, LA
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Capital 216.85M
Leverage Ratio 42.96
Loan Loss Reserves to Loans 2.48%
Risk-Based Capital Ratio --
Liquidity M C Bank & Trust Company
Morgan City, LA
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Hot Money Ratio 18.39%
Liquidity Ratio 60.49%
Profitability M C Bank & Trust Company
Morgan City, LA
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5-Year Return on Average Assets 0.75%
Net Income -7.17M
Net Interest Spread 5.45%
Operating Profit to Average Assets -4.05%
Overhead Efficiency Ratio 309.29%
Return on Assets -9.28%
Return on Equity -37.35%