B
M C Bank & Trust Company
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings M C Bank & Trust Company
Morgan City, LA
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Rating B
Asset Quality Index 8.10
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 4.60
Stability Index 7.50
Company Info M C Bank & Trust Company
Morgan City, LA
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FDIC Number 17388
Phone Number (985) 384-2100
Website www.mcbt.com
Asset Quality M C Bank & Trust Company
Morgan City, LA
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1-Year Asset Growth 6.75%
5-Year Asset Growth 8.09%
5-Year Charge-Offs to Average Loans 0.26%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.56%
Non-Performing Loans to Capital 2.33%
Non-Performing Loans to Loans 1.40%
Balance Sheet M C Bank & Trust Company
Morgan City, LA
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Total Assets 478.79M
Total Deposits 386.58M
Capital and Reserves M C Bank & Trust Company
Morgan City, LA
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Capital 79.85M
Leverage Ratio 17.40
Loan Loss Reserves to Loans 1.62%
Risk-Based Capital Ratio --
Liquidity M C Bank & Trust Company
Morgan City, LA
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Hot Money Ratio 20.58%
Liquidity Ratio 33.98%
Profitability M C Bank & Trust Company
Morgan City, LA
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5-Year Return on Average Assets 0.72%
Net Income 3.27M
Net Interest Spread 4.13%
Operating Profit to Average Assets 1.22%
Overhead Efficiency Ratio 72.07%
Return on Assets 0.95%
Return on Equity 5.61%