B
Impact Bank
Rating Date
August 2026
Risk Based
Capital Ratio
16.49
Leverage
Ratio
10.62
Return On
Assets
1.66%
Total
Assets
167.25M
Capital
12.86M
Total
Deposits
152.98M
Net
Income
1.40M
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Weiss Ratings Impact Bank
Wellington, KS 		Click to
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Rating B
Asset Quality Index 8.60
Capitalization Index 9.40
Liquidity Index 2.80
Profitability Index 6.20
Stability Index 4.30
Company Info Impact Bank
Wellington, KS 		Click to
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FDIC Number 17399
Phone Number (620) 326-3361
Website www.impact-bank.com
Asset Quality Impact Bank
Wellington, KS 		Click to
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1-Year Asset Growth 5.08%
5-Year Asset Growth 0.78%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.17%
Non-Performing Loans to Loans 0.02%
Balance Sheet Impact Bank
Wellington, KS 		Click to
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Total Assets 167.25M
Total Deposits 152.98M
Capital and Reserves Impact Bank
Wellington, KS 		Click to
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Capital 12.86M
Leverage Ratio 10.62
Loan Loss Reserves to Loans 1.27%
Risk-Based Capital Ratio 16.49
Liquidity Impact Bank
Wellington, KS 		Click to
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Hot Money Ratio 25.06%
Liquidity Ratio 22.21%
Profitability Impact Bank
Wellington, KS 		Click to
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5-Year Return on Average Assets 1.03%
Net Income 1.40M
Net Interest Spread 3.58%
Operating Profit to Average Assets 1.70%
Overhead Efficiency Ratio 54.37%
Return on Assets 1.66%
Return on Equity 23.50%