D
First National Bank of America
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First National Bank of America
East Lansing, MI
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Rating D
Asset Quality Index 5.30
Capitalization Index 6.10
Liquidity Index 0.10
Profitability Index 10.00
Stability Index 3.70
Company Info First National Bank of America
East Lansing, MI
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FDIC Number 17438
Phone Number (800) 266-7661
Website www.fnba.com/
Asset Quality First National Bank of America
East Lansing, MI
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1-Year Asset Growth 6.18%
5-Year Asset Growth 25.34%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.81%
Non-Performing Loans to Capital 18.92%
Non-Performing Loans to Loans 1.86%
Balance Sheet First National Bank of America
East Lansing, MI
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Total Assets 6.70B
Total Deposits 3.84B
Capital and Reserves First National Bank of America
East Lansing, MI
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Capital 536.58M
Leverage Ratio 8.14
Loan Loss Reserves to Loans 1.09%
Risk-Based Capital Ratio 16.39
Liquidity First National Bank of America
East Lansing, MI
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Hot Money Ratio 29.86%
Liquidity Ratio 5.74%
Profitability First National Bank of America
East Lansing, MI
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5-Year Return on Average Assets 3.11%
Net Income 190.22M
Net Interest Spread 4.75%
Operating Profit to Average Assets 3.72%
Overhead Efficiency Ratio 24.67%
Return on Assets 2.95%
Return on Equity 36.18%