D
First National Bank of America
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First National Bank of America
East Lansing, MI
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Rating D
Asset Quality Index 5.30
Capitalization Index 6.30
Liquidity Index 0.10
Profitability Index 10.00
Stability Index 3.70
Company Info First National Bank of America
East Lansing, MI
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FDIC Number 17438
Phone Number (800) 266-7661
Website www.fnba.com/
Asset Quality First National Bank of America
East Lansing, MI
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1-Year Asset Growth 7.80%
5-Year Asset Growth 30.73%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.73%
Non-Performing Loans to Capital 17.84%
Non-Performing Loans to Loans 1.79%
Balance Sheet First National Bank of America
East Lansing, MI
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Total Assets 6.43B
Total Deposits 3.74B
Capital and Reserves First National Bank of America
East Lansing, MI
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Capital 527.01M
Leverage Ratio 8.27
Loan Loss Reserves to Loans 1.10%
Risk-Based Capital Ratio 16.75
Liquidity First National Bank of America
East Lansing, MI
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Hot Money Ratio 30.41%
Liquidity Ratio 5.67%
Profitability First National Bank of America
East Lansing, MI
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5-Year Return on Average Assets 3.11%
Net Income 96.14M
Net Interest Spread 4.73%
Operating Profit to Average Assets 3.83%
Overhead Efficiency Ratio 24.61%
Return on Assets 3.02%
Return on Equity 36.89%