B
Maverick Bank
Rating Date
October 2025
Risk Based
Capital Ratio
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Major Rating Factors: A current level of 0.1 percent of nonperforming loans to core capital combined with 0.9 percent from a year earlier contributes to the Excellent asset quality (7.5). Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.4 has resulted in Excellent (7.3) profitability.
Other Rating Factors: Excellent current capitalization (7.1 on a scale of 0 to 10) and a capital leverage ratio of 9.1. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.3 on a scale of 0 to 10).
Asset Mix: Securities (26%), comm re (16%), comm loans (13%), home mtgs (8%), cash (6%), consumer loans (1%), other (31%)
States with Branches: TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
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5-Year ROAA (Return on Average Assets)
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Liquidity Ratio
Hot Money
Corporate Info
Group Affiliation
Maverick Bancshares, Inc.
Investment Rating
--
Address
100 South State Street
Fort Davis, TX 79734
Phone Number
(432) 426-3211
Year Founded
1911
FDIC Number
Largest Affiliates
No affiliate information available.