D
Defiance State Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Defiance State Bank
Defiance, IA
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Rating D
Asset Quality Index 8.10
Capitalization Index 8.00
Liquidity Index 0.30
Profitability Index 4.10
Stability Index 3.70
Company Info Defiance State Bank
Defiance, IA
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FDIC Number 17450
Phone Number (712) 748-3561
Website www.defiancestatebank.com
Asset Quality Defiance State Bank
Defiance, IA
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1-Year Asset Growth -1.18%
5-Year Asset Growth 3.34%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.95%
Non-Performing Loans to Loans 0.02%
Balance Sheet Defiance State Bank
Defiance, IA
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Total Assets 41.39M
Total Deposits 33.37M
Capital and Reserves Defiance State Bank
Defiance, IA
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Capital 4.03M
Leverage Ratio 9.66
Loan Loss Reserves to Loans 0.58%
Risk-Based Capital Ratio --
Liquidity Defiance State Bank
Defiance, IA
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Hot Money Ratio 28.82%
Liquidity Ratio 25.10%
Profitability Defiance State Bank
Defiance, IA
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5-Year Return on Average Assets 0.49%
Net Income 126.00K
Net Interest Spread 4.08%
Operating Profit to Average Assets 1.21%
Overhead Efficiency Ratio 69.78%
Return on Assets 1.21%
Return on Equity 12.72%