D
Defiance State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Defiance State Bank
Defiance, IA
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Rating D
Asset Quality Index 8.30
Capitalization Index 8.30
Liquidity Index 0.20
Profitability Index 2.50
Stability Index 4.60
Company Info Defiance State Bank
Defiance, IA
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FDIC Number 17450
Phone Number (712) 748-3561
Website www.defiancestatebank.com
Asset Quality Defiance State Bank
Defiance, IA
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1-Year Asset Growth 8.75%
5-Year Asset Growth 3.20%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.57%
Non-Performing Loans to Loans 0.00%
Balance Sheet Defiance State Bank
Defiance, IA
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Total Assets 42.62M
Total Deposits 33.54M
Capital and Reserves Defiance State Bank
Defiance, IA
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Capital 4.21M
Leverage Ratio 9.86
Loan Loss Reserves to Loans 0.62%
Risk-Based Capital Ratio --
Liquidity Defiance State Bank
Defiance, IA
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Hot Money Ratio 31.27%
Liquidity Ratio 21.57%
Profitability Defiance State Bank
Defiance, IA
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5-Year Return on Average Assets 0.52%
Net Income 151.00K
Net Interest Spread 3.95%
Operating Profit to Average Assets 0.73%
Overhead Efficiency Ratio 80.65%
Return on Assets 0.71%
Return on Equity 7.31%