| Weiss Ratings |
Defiance State Bank
Defiance, IA |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 8.50 | |||
| Liquidity Index | 0.20 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 4.60 | |||
| Company Info |
Defiance State Bank
Defiance, IA |
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| FDIC Number | 17450 | |||
| Phone Number | (712) 748-3561 | |||
| Website | www.defiancestatebank.com | |||
| Asset Quality |
Defiance State Bank
Defiance, IA |
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| 1-Year Asset Growth | 1.04% | |||
| 5-Year Asset Growth | 3.20% | |||
| 5-Year Charge-Offs to Average Loans | -0.02% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.71% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
Defiance State Bank
Defiance, IA |
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| Total Assets | 41.78M | |||
| Total Deposits | 31.06M | |||
| Capital and Reserves |
Defiance State Bank
Defiance, IA |
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| Capital | 4.06M | |||
| Leverage Ratio | 10.00 | |||
| Loan Loss Reserves to Loans | 0.63% | |||
| Risk-Based Capital Ratio | 10.85 | |||
| Liquidity |
Defiance State Bank
Defiance, IA |
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| Hot Money Ratio | 29.84% | |||
| Liquidity Ratio | 20.23% | |||
| Profitability |
Defiance State Bank
Defiance, IA |
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| 5-Year Return on Average Assets | 0.49% | |||
| Net Income | 235.00K | |||
| Net Interest Spread | 3.99% | |||
| Operating Profit to Average Assets | 0.63% | |||
| Overhead Efficiency Ratio | 82.69% | |||
| Return on Assets | 0.59% | |||
| Return on Equity | 5.83% | |||