C
The Halstead Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Halstead Bank
Halstead, KS
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Rating C
Asset Quality Index 8.40
Capitalization Index 6.80
Liquidity Index 2.50
Profitability Index 7.20
Stability Index 5.50
Company Info The Halstead Bank
Halstead, KS
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FDIC Number 17451
Phone Number (316) 830-2226
Website www.halsteadbank.com
Asset Quality The Halstead Bank
Halstead, KS
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1-Year Asset Growth 12.30%
5-Year Asset Growth 10.60%
5-Year Charge-Offs to Average Loans 0.04%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.09%
Non-Performing Loans to Loans 0.07%
Balance Sheet The Halstead Bank
Halstead, KS
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Total Assets 198.16M
Total Deposits 177.30M
Capital and Reserves The Halstead Bank
Halstead, KS
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Capital 17.50M
Leverage Ratio 8.80
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio 12.93
Liquidity The Halstead Bank
Halstead, KS
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Hot Money Ratio 11.82%
Liquidity Ratio 14.58%
Profitability The Halstead Bank
Halstead, KS
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5-Year Return on Average Assets 1.05%
Net Income 2.49M
Net Interest Spread 4.55%
Operating Profit to Average Assets 1.81%
Overhead Efficiency Ratio 57.38%
Return on Assets 1.73%
Return on Equity 19.96%