First Bank Chicago
Major Rating Factors:
Operating profits as a percentage of assets at 0.2%, coupled with a return on assets of 0.2 has resulted in Weak (1.4) profitability. Fair current capitalization (3.7 on a scale of 0 to 10) and a capital leverage ratio of 9.4.
Other Rating Factors:
Very Weak liquidity 0.8, driven by a liquidity ratio of 13.3 percent and a “hot money” ratio of 21.3 percent. A current level of 4.6 percent of nonperforming loans to core capital combined with 5.3 percent from a year earlier contributes to the Good asset quality (5.2).
Asset Mix:
Comm loans (32%), securities (18%), comm re (13%), cash (6%), home mtgs (2%), home eq lns (1%), other (29%)
States with Branches:
IL
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
First Bank Chicago Corp.
Investment Rating
--
Address
1835 First Street
Highland Park, IL 60035
Highland Park, IL 60035
Phone Number
(847) 432-7800
Year Founded
1955
FDIC Number
Website
Largest Affiliates
No affiliate information available.