Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (10.0 on a scale of 0 to 10). Excellent current capitalization (9.5 on a scale of 0 to 10) based on a risk-based capital ratio of 16.3 and a capital leverage ratio of 10.7.
Other Rating Factors:
A current level of 5.6 percent of nonperforming loans to core capital combined with 6.7 percent from a year earlier contributes to the Good asset quality (5.6). Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.1 has resulted in Fair (4.9) profitability.
Asset Mix:
Comm re (25%), home mtgs (22%), securities (17%), cash (8%), comm loans (7%), consumer loans (0%), other (21%)
States with Branches:
TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Diamond HTH Stock Company GP, LLC
Investment Rating
--
Address
6565 Hillcrest Avenue
Dallas, TX 75205
Dallas, TX 75205
Phone Number
(214) 525-9000
Year Founded
1955
FDIC Number
Website
Largest Affiliates
No affiliate information available.