B
The Commercial Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Commercial Bank
Crawford, GA
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Rating B
Asset Quality Index 8.80
Capitalization Index 8.30
Liquidity Index 2.60
Profitability Index 10.00
Stability Index 5.70
Company Info The Commercial Bank
Crawford, GA
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FDIC Number 175
Phone Number (706) 743-8184
Website www.thecommercialbank.net
Asset Quality The Commercial Bank
Crawford, GA
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1-Year Asset Growth -3.26%
5-Year Asset Growth 17.21%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.12%
Non-Performing Loans to Loans 0.02%
Balance Sheet The Commercial Bank
Crawford, GA
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Total Assets 430.70M
Total Deposits 396.43M
Capital and Reserves The Commercial Bank
Crawford, GA
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Capital 31.19M
Leverage Ratio 9.89
Loan Loss Reserves to Loans 1.80%
Risk-Based Capital Ratio --
Liquidity The Commercial Bank
Crawford, GA
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Hot Money Ratio 14.57%
Liquidity Ratio 22.20%
Profitability The Commercial Bank
Crawford, GA
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5-Year Return on Average Assets 2.29%
Net Income 3.19M
Net Interest Spread 4.90%
Operating Profit to Average Assets 3.00%
Overhead Efficiency Ratio 43.17%
Return on Assets 3.00%
Return on Equity 40.81%