B
The Commercial Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Commercial Bank
Crawford, GA
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Rating B
Asset Quality Index 8.80
Capitalization Index 9.60
Liquidity Index 1.90
Profitability Index 10.00
Stability Index 5.00
Company Info The Commercial Bank
Crawford, GA
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FDIC Number 175
Phone Number (706) 743-8184
Website www.thecommercialbank.net
Asset Quality The Commercial Bank
Crawford, GA
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1-Year Asset Growth 8.49%
5-Year Asset Growth 10.09%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.12%
Non-Performing Loans to Capital 1.05%
Non-Performing Loans to Loans 0.17%
Balance Sheet The Commercial Bank
Crawford, GA
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Total Assets 463.73M
Total Deposits 419.16M
Capital and Reserves The Commercial Bank
Crawford, GA
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Capital 40.25M
Leverage Ratio 10.72
Loan Loss Reserves to Loans 1.70%
Risk-Based Capital Ratio --
Liquidity The Commercial Bank
Crawford, GA
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Hot Money Ratio 16.07%
Liquidity Ratio 21.59%
Profitability The Commercial Bank
Crawford, GA
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5-Year Return on Average Assets 2.51%
Net Income 7.24M
Net Interest Spread 5.06%
Operating Profit to Average Assets 3.18%
Overhead Efficiency Ratio 41.24%
Return on Assets 3.18%
Return on Equity 37.24%