B
The Commercial Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Commercial Bank
Crawford, GA
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Rating B
Asset Quality Index 8.80
Capitalization Index 9.70
Liquidity Index 2.50
Profitability Index 10.00
Stability Index 5.70
Company Info The Commercial Bank
Crawford, GA
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FDIC Number 175
Phone Number (706) 743-8184
Website www.thecommercialbank.net
Asset Quality The Commercial Bank
Crawford, GA
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1-Year Asset Growth 3.92%
5-Year Asset Growth 17.21%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.88%
Non-Performing Loans to Loans 0.15%
Balance Sheet The Commercial Bank
Crawford, GA
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Total Assets 435.01M
Total Deposits 393.81M
Capital and Reserves The Commercial Bank
Crawford, GA
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Capital 36.91M
Leverage Ratio 10.77
Loan Loss Reserves to Loans 1.81%
Risk-Based Capital Ratio --
Liquidity The Commercial Bank
Crawford, GA
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Hot Money Ratio 16.62%
Liquidity Ratio 25.84%
Profitability The Commercial Bank
Crawford, GA
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5-Year Return on Average Assets 2.29%
Net Income 9.72M
Net Interest Spread 5.06%
Operating Profit to Average Assets 3.05%
Overhead Efficiency Ratio 44.10%
Return on Assets 3.05%
Return on Equity 39.59%