| Weiss Ratings |
First State Bank
Key West, FL |
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| Rating | ||||
| Asset Quality Index | 8.30 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 2.90 | |||
| Profitability Index | 1.40 | |||
| Stability Index | 7.10 | |||
| Company Info |
First State Bank
Key West, FL |
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| FDIC Number | 17509 | |||
| Phone Number | (305) 296-8535 | |||
| Website | www.keysbank.com | |||
| Asset Quality |
First State Bank
Key West, FL |
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| 1-Year Asset Growth | -0.40% | |||
| 5-Year Asset Growth | 1.40% | |||
| 5-Year Charge-Offs to Average Loans | -0.07% | |||
| Charge-Offs to Average Loans | -0.12% | |||
| Non-Performing Assets to Assets | 0.10% | |||
| Non-Performing Loans to Capital | 0.93% | |||
| Non-Performing Loans to Loans | 0.15% | |||
| Balance Sheet |
First State Bank
Key West, FL |
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| Total Assets | 1.19B | |||
| Total Deposits | 1.06B | |||
| Capital and Reserves |
First State Bank
Key West, FL |
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| Capital | 104.76M | |||
| Leverage Ratio | 10.39 | |||
| Loan Loss Reserves to Loans | 1.14% | |||
| Risk-Based Capital Ratio | 16.74 | |||
| Liquidity |
First State Bank
Key West, FL |
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| Hot Money Ratio | 18.71% | |||
| Liquidity Ratio | 25.11% | |||
| Profitability |
First State Bank
Key West, FL |
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| 5-Year Return on Average Assets | 0.97% | |||
| Net Income | 1.56M | |||
| Net Interest Spread | 3.34% | |||
| Operating Profit to Average Assets | 0.69% | |||
| Overhead Efficiency Ratio | 80.98% | |||
| Return on Assets | 0.53% | |||
| Return on Equity | 5.94% | |||