C
First State Bank of the Florida Keys
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank of the Florida Keys
Key West, FL
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 8.30
Capitalization Index 9.90
Liquidity Index 2.50
Profitability Index 0.50
Stability Index 8.10
Company Info First State Bank of the Florida Keys
Key West, FL
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 17509
Phone Number (305) 296-8535
Website www.keysbank.com
Asset Quality First State Bank of the Florida Keys
Key West, FL
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -4.12%
5-Year Asset Growth 4.30%
5-Year Charge-Offs to Average Loans -0.08%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 0.88%
Non-Performing Loans to Loans 0.15%
Balance Sheet First State Bank of the Florida Keys
Key West, FL
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 1.19B
Total Deposits 1.06B
Capital and Reserves First State Bank of the Florida Keys
Key West, FL
Click to
Compare
Click to
Compare
Click to
Compare
Capital 110.01M
Leverage Ratio 11.05
Loan Loss Reserves to Loans 1.14%
Risk-Based Capital Ratio 18.19
Liquidity First State Bank of the Florida Keys
Key West, FL
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 16.94%
Liquidity Ratio 15.85%
Profitability First State Bank of the Florida Keys
Key West, FL
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.07%
Net Income 2.04M
Net Interest Spread 2.95%
Operating Profit to Average Assets 0.91%
Overhead Efficiency Ratio 74.83%
Return on Assets 0.69%
Return on Equity 7.61%