C
Banterra Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Banterra Bank
Eldorado, IL
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Rating C
Asset Quality Index 6.40
Capitalization Index 7.30
Liquidity Index 2.40
Profitability Index 3.70
Stability Index 5.20
Company Info Banterra Bank
Eldorado, IL
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FDIC Number 17514
Phone Number (618) 273-2242
Website www.banterra.bank
Asset Quality Banterra Bank
Eldorado, IL
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1-Year Asset Growth 4.97%
5-Year Asset Growth 11.95%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 0.28%
Non-Performing Loans to Capital 2.81%
Non-Performing Loans to Loans 0.36%
Balance Sheet Banterra Bank
Eldorado, IL
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Total Assets 3.25B
Total Deposits 2.96B
Capital and Reserves Banterra Bank
Eldorado, IL
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Capital 205.04M
Leverage Ratio 9.22
Loan Loss Reserves to Loans 0.95%
Risk-Based Capital Ratio 11.02
Liquidity Banterra Bank
Eldorado, IL
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Hot Money Ratio 22.29%
Liquidity Ratio 12.18%
Profitability Banterra Bank
Eldorado, IL
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5-Year Return on Average Assets 1.26%
Net Income 19.70M
Net Interest Spread 3.13%
Operating Profit to Average Assets 0.95%
Overhead Efficiency Ratio 66.03%
Return on Assets 0.81%
Return on Equity 13.62%