C
Union Bank & Trust Company
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Union Bank & Trust Company
Monticello, AR
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Rating C
Asset Quality Index 5.30
Capitalization Index 8.90
Liquidity Index 0.80
Profitability Index 3.50
Stability Index 7.50
Company Info Union Bank & Trust Company
Monticello, AR
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FDIC Number 1753
Phone Number (870) 460-6400
Website www.unionbnk.com
Asset Quality Union Bank & Trust Company
Monticello, AR
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1-Year Asset Growth 7.72%
5-Year Asset Growth 10.49%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans 0.20%
Non-Performing Assets to Assets 1.00%
Non-Performing Loans to Capital 5.64%
Non-Performing Loans to Loans 1.30%
Balance Sheet Union Bank & Trust Company
Monticello, AR
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Total Assets 317.08M
Total Deposits 287.35M
Capital and Reserves Union Bank & Trust Company
Monticello, AR
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Capital 25.91M
Leverage Ratio 10.29
Loan Loss Reserves to Loans 1.68%
Risk-Based Capital Ratio --
Liquidity Union Bank & Trust Company
Monticello, AR
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Hot Money Ratio 31.51%
Liquidity Ratio 13.79%
Profitability Union Bank & Trust Company
Monticello, AR
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5-Year Return on Average Assets 2.07%
Net Income 3.62M
Net Interest Spread 3.58%
Operating Profit to Average Assets 1.16%
Overhead Efficiency Ratio 65.02%
Return on Assets 1.16%
Return on Equity 14.47%