C
Union Bank & Trust Company
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Union Bank & Trust Company
Monticello, AR
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Rating C
Asset Quality Index 3.90
Capitalization Index 9.00
Liquidity Index 0.20
Profitability Index 6.80
Stability Index 3.70
Company Info Union Bank & Trust Company
Monticello, AR
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FDIC Number 1753
Phone Number (870) 460-6400
Website www.unionbnk.com
Asset Quality Union Bank & Trust Company
Monticello, AR
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1-Year Asset Growth 8.16%
5-Year Asset Growth 7.39%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.26%
Non-Performing Assets to Assets 1.54%
Non-Performing Loans to Capital 10.75%
Non-Performing Loans to Loans 1.96%
Balance Sheet Union Bank & Trust Company
Monticello, AR
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Total Assets 342.95M
Total Deposits 309.09M
Capital and Reserves Union Bank & Trust Company
Monticello, AR
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Capital 29.94M
Leverage Ratio 10.31
Loan Loss Reserves to Loans 1.65%
Risk-Based Capital Ratio --
Liquidity Union Bank & Trust Company
Monticello, AR
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Hot Money Ratio 36.11%
Liquidity Ratio 11.05%
Profitability Union Bank & Trust Company
Monticello, AR
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5-Year Return on Average Assets 1.95%
Net Income 4.93M
Net Interest Spread 4.04%
Operating Profit to Average Assets 1.51%
Overhead Efficiency Ratio 59.43%
Return on Assets 1.51%
Return on Equity 17.88%