C
Union Bank & Trust Company
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Union Bank & Trust Company
Monticello, AR
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Rating C
Asset Quality Index 4.20
Capitalization Index 8.80
Liquidity Index 0.30
Profitability Index 6.10
Stability Index 3.70
Company Info Union Bank & Trust Company
Monticello, AR
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FDIC Number 1753
Phone Number (870) 460-6400
Website www.unionbnk.com
Asset Quality Union Bank & Trust Company
Monticello, AR
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1-Year Asset Growth 9.72%
5-Year Asset Growth 7.39%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 1.63%
Non-Performing Loans to Capital 10.91%
Non-Performing Loans to Loans 2.06%
Balance Sheet Union Bank & Trust Company
Monticello, AR
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Total Assets 355.77M
Total Deposits 320.83M
Capital and Reserves Union Bank & Trust Company
Monticello, AR
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Capital 30.86M
Leverage Ratio 10.19
Loan Loss Reserves to Loans 1.77%
Risk-Based Capital Ratio --
Liquidity Union Bank & Trust Company
Monticello, AR
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Hot Money Ratio 34.40%
Liquidity Ratio 12.50%
Profitability Union Bank & Trust Company
Monticello, AR
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5-Year Return on Average Assets 1.89%
Net Income 2.69M
Net Interest Spread 4.08%
Operating Profit to Average Assets 1.56%
Overhead Efficiency Ratio 57.49%
Return on Assets 1.56%
Return on Equity 17.68%