C
Union Bank & Trust Company
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Union Bank & Trust Company
Monticello, AR
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Rating C
Asset Quality Index 5.20
Capitalization Index 9.50
Liquidity Index 0.50
Profitability Index 7.10
Stability Index 3.70
Company Info Union Bank & Trust Company
Monticello, AR
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FDIC Number 1753
Phone Number (870) 460-6400
Website www.unionbnk.com
Asset Quality Union Bank & Trust Company
Monticello, AR
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1-Year Asset Growth 1.39%
5-Year Asset Growth 10.49%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.06%
Non-Performing Assets to Assets 1.29%
Non-Performing Loans to Capital 4.75%
Non-Performing Loans to Loans 1.64%
Balance Sheet Union Bank & Trust Company
Monticello, AR
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Total Assets 314.98M
Total Deposits 284.27M
Capital and Reserves Union Bank & Trust Company
Monticello, AR
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Capital 27.11M
Leverage Ratio 10.67
Loan Loss Reserves to Loans 1.69%
Risk-Based Capital Ratio --
Liquidity Union Bank & Trust Company
Monticello, AR
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Hot Money Ratio 32.42%
Liquidity Ratio 9.50%
Profitability Union Bank & Trust Company
Monticello, AR
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5-Year Return on Average Assets 1.95%
Net Income 1.25M
Net Interest Spread 3.98%
Operating Profit to Average Assets 1.59%
Overhead Efficiency Ratio 60.37%
Return on Assets 1.59%
Return on Equity 18.92%