C
Union Bank & Trust Company
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Union Bank & Trust Company
Monticello, AR
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Rating C
Asset Quality Index 3.90
Capitalization Index 8.90
Liquidity Index 0.30
Profitability Index 7.20
Stability Index 3.70
Company Info Union Bank & Trust Company
Monticello, AR
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FDIC Number 1753
Phone Number (870) 460-6400
Website www.unionbnk.com
Asset Quality Union Bank & Trust Company
Monticello, AR
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1-Year Asset Growth 5.46%
5-Year Asset Growth 10.49%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 1.37%
Non-Performing Loans to Capital 10.82%
Non-Performing Loans to Loans 1.69%
Balance Sheet Union Bank & Trust Company
Monticello, AR
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Total Assets 333.25M
Total Deposits 300.40M
Capital and Reserves Union Bank & Trust Company
Monticello, AR
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Capital 28.54M
Leverage Ratio 10.27
Loan Loss Reserves to Loans 1.74%
Risk-Based Capital Ratio --
Liquidity Union Bank & Trust Company
Monticello, AR
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Hot Money Ratio 35.14%
Liquidity Ratio 10.12%
Profitability Union Bank & Trust Company
Monticello, AR
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5-Year Return on Average Assets 1.95%
Net Income 3.79M
Net Interest Spread 3.99%
Operating Profit to Average Assets 1.57%
Overhead Efficiency Ratio 59.99%
Return on Assets 1.57%
Return on Equity 18.70%