C
Union Bank & Trust Company
Rating Date
June 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Union Bank & Trust Company
Monticello, AR
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Rating C
Asset Quality Index 4.40
Capitalization Index 9.50
Liquidity Index 0.10
Profitability Index 6.00
Stability Index 3.70
Company Info Union Bank & Trust Company
Monticello, AR
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FDIC Number 1753
Phone Number (870) 460-6400
Website www.unionbnk.com
Asset Quality Union Bank & Trust Company
Monticello, AR
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1-Year Asset Growth 4.53%
5-Year Asset Growth 7.39%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 1.57%
Non-Performing Loans to Capital 7.79%
Non-Performing Loans to Loans 1.94%
Balance Sheet Union Bank & Trust Company
Monticello, AR
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Total Assets 329.27M
Total Deposits 295.20M
Capital and Reserves Union Bank & Trust Company
Monticello, AR
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Capital 30.39M
Leverage Ratio 10.63
Loan Loss Reserves to Loans 1.77%
Risk-Based Capital Ratio --
Liquidity Union Bank & Trust Company
Monticello, AR
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Hot Money Ratio 36.02%
Liquidity Ratio 9.09%
Profitability Union Bank & Trust Company
Monticello, AR
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5-Year Return on Average Assets 1.89%
Net Income 1.35M
Net Interest Spread 4.12%
Operating Profit to Average Assets 1.60%
Overhead Efficiency Ratio 57.35%
Return on Assets 1.60%
Return on Equity 17.86%