C
Community State Bank
PatonIA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Community State Bank
Paton, IA
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Rating C
Asset Quality Index 7.10
Capitalization Index 10.00
Liquidity Index 5.40
Profitability Index 0.20
Stability Index 7.20
Company Info Community State Bank
Paton, IA
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FDIC Number 17551
Phone Number (515) 968-4131
Website www.csbpaton.com
Asset Quality Community State Bank
Paton, IA
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1-Year Asset Growth -1.78%
5-Year Asset Growth -1.39%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 5.46%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Community State Bank
Paton, IA
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Total Assets 41.80M
Total Deposits 34.16M
Capital and Reserves Community State Bank
Paton, IA
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Capital 7.56M
Leverage Ratio 19.96
Loan Loss Reserves to Loans 0.32%
Risk-Based Capital Ratio 38.42
Liquidity Community State Bank
Paton, IA
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Hot Money Ratio 16.39%
Liquidity Ratio 72.34%
Profitability Community State Bank
Paton, IA
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5-Year Return on Average Assets 0.61%
Net Income 124.00K
Net Interest Spread 2.54%
Operating Profit to Average Assets 0.44%
Overhead Efficiency Ratio 73.15%
Return on Assets 0.39%
Return on Equity 2.30%