Central Bank
Major Rating Factors:
A current level of 8.8 percent of nonperforming loans to core capital combined with 11.1 percent from a year earlier contributes to the Fair asset quality (3.6). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.7 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 2.7%, coupled with a return on assets of 1.9 has resulted in Excellent (9.8) profitability. Excellent current capitalization (9.2 on a scale of 0 to 10) based on a risk-based capital ratio of 12.3 and a capital leverage ratio of 10.5.
Asset Mix:
Comm re (33%), comm loans (19%), home mtgs (15%), securities (6%), cash (2%), home eq lns (2%), consumer loans (0%), other (22%)
States with Branches:
AR
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Cross County Bancshares, Inc.
Investment Rating
--
Address
1506 Market Street
Little Rock, AR 72211
Little Rock, AR 72211
Phone Number
(501) 221-6400
Year Founded
1912
FDIC Number
Website
Largest Affiliates
No affiliate information available.