Central Bank
Major Rating Factors:
A current level of 40.2 percent of nonperforming loans to core capital combined with 8.9 percent from a year earlier contributes to the Weak asset quality (1.6). Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.2 has resulted in Good (6.4) profitability.
Other Rating Factors:
Excellent current capitalization (7.7 on a scale of 0 to 10) based on a risk-based capital ratio of 11.5 and a capital leverage ratio of 9.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.6 on a scale of 0 to 10).
Asset Mix:
Comm re (27%), comm loans (24%), home mtgs (16%), securities (5%), cash (3%), home eq lns (1%), consumer loans (0%), other (23%)
States with Branches:
AR
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Cross County Bancshares, Inc.
Investment Rating
--
Address
1506 Market Street
Little Rock, AR 72211
Little Rock, AR 72211
Phone Number
(501) 221-6400
Year Founded
1912
FDIC Number
Website
Largest Affiliates
No affiliate information available.