FNBT Bank
| Weiss Ratings |
FNBT Bank
Fort Walton Beach, FL |
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| Rating | ||||
| Asset Quality Index | 9.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.80 | |||
| Profitability Index | 8.80 | |||
| Stability Index | 7.00 | |||
| Company Info |
FNBT Bank
Fort Walton Beach, FL |
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| FDIC Number | 17580 | |||
| Phone Number | (850) 796-2000 | |||
| Website | www.fnbt.com | |||
| Asset Quality |
FNBT Bank
Fort Walton Beach, FL |
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| 1-Year Asset Growth | 4.69% | |||
| 5-Year Asset Growth | 6.33% | |||
| 5-Year Charge-Offs to Average Loans | -0.04% | |||
| Charge-Offs to Average Loans | -0.02% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
FNBT Bank
Fort Walton Beach, FL |
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| Total Assets | 614.47M | |||
| Total Deposits | 543.09M | |||
| Capital and Reserves |
FNBT Bank
Fort Walton Beach, FL |
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| Capital | 68.82M | |||
| Leverage Ratio | 11.10 | |||
| Loan Loss Reserves to Loans | 1.51% | |||
| Risk-Based Capital Ratio | 27.64 | |||
| Liquidity |
FNBT Bank
Fort Walton Beach, FL |
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| Hot Money Ratio | 3.85% | |||
| Liquidity Ratio | 57.41% | |||
| Profitability |
FNBT Bank
Fort Walton Beach, FL |
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| 5-Year Return on Average Assets | 1.57% | |||
| Net Income | 9.37M | |||
| Net Interest Spread | 3.62% | |||
| Operating Profit to Average Assets | 2.06% | |||
| Overhead Efficiency Ratio | 55.09% | |||
| Return on Assets | 2.06% | |||
| Return on Equity | 18.54% | |||