FNBT Bank
| Weiss Ratings |
FNBT Bank
Fort Walton Beach, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 8.80 | |||
| Stability Index | 8.00 | |||
| Company Info |
FNBT Bank
Fort Walton Beach, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 17580 | |||
| Phone Number | (850) 796-2000 | |||
| Website | www.fnbt.com | |||
| Asset Quality |
FNBT Bank
Fort Walton Beach, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 5.95% | |||
| 5-Year Asset Growth | 4.31% | |||
| 5-Year Charge-Offs to Average Loans | -0.04% | |||
| Charge-Offs to Average Loans | -0.03% | |||
| Non-Performing Assets to Assets | 0.00% | |||
| Non-Performing Loans to Capital | 0.00% | |||
| Non-Performing Loans to Loans | 0.00% | |||
| Balance Sheet |
FNBT Bank
Fort Walton Beach, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 635.44M | |||
| Total Deposits | 565.84M | |||
| Capital and Reserves |
FNBT Bank
Fort Walton Beach, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 67.95M | |||
| Leverage Ratio | 10.99 | |||
| Loan Loss Reserves to Loans | 1.42% | |||
| Risk-Based Capital Ratio | 28.39 | |||
| Liquidity |
FNBT Bank
Fort Walton Beach, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 3.64% | |||
| Liquidity Ratio | 60.26% | |||
| Profitability |
FNBT Bank
Fort Walton Beach, FL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.57% | |||
| Net Income | 12.50M | |||
| Net Interest Spread | 3.61% | |||
| Operating Profit to Average Assets | 2.05% | |||
| Overhead Efficiency Ratio | 55.47% | |||
| Return on Assets | 2.05% | |||
| Return on Equity | 18.48% | |||