Simmesport State Bank
Major Rating Factors:
A current level of 11.9 percent of nonperforming loans to core capital combined with 20.5 percent from a year earlier contributes to the Weak asset quality (2.6). Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 1.3 has resulted in Good (5.8) profitability.
Other Rating Factors:
Excellent current capitalization (8.2 on a scale of 0 to 10) and a capital leverage ratio of 9.8. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.7 on a scale of 0 to 10).
Asset Mix:
Home mtgs (38%), consumer loans (13%), cash (12%), comm re (10%), comm loans (9%), securities (1%), other (16%)
States with Branches:
LA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Investment Rating
--
Address
16495 Louisiana Hwy 1
Simmesport, LA 71369
Simmesport, LA 71369
Phone Number
(318) 941-2361
Year Founded
1956
FDIC Number
Largest Affiliates
No affiliate information available.