B
The First State Bank
Louise,  TX
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First State Bank
Louise, TX
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 3.70
Capitalization Index 9.40
Liquidity Index 2.50
Profitability Index 9.80
Stability Index 7.30
Company Info The First State Bank
Louise, TX
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 17588
Phone Number (979) 648-2691
Website www.fsblouise.com
Asset Quality The First State Bank
Louise, TX
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 10.16%
5-Year Asset Growth 9.05%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 1.58%
Non-Performing Loans to Capital 13.42%
Non-Performing Loans to Loans 2.16%
Balance Sheet The First State Bank
Louise, TX
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 895.17M
Total Deposits 806.76M
Capital and Reserves The First State Bank
Louise, TX
Click to
Compare
Click to
Compare
Click to
Compare
Capital 80.12M
Leverage Ratio 10.58
Loan Loss Reserves to Loans 1.28%
Risk-Based Capital Ratio --
Liquidity The First State Bank
Louise, TX
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 12.60%
Liquidity Ratio 23.32%
Profitability The First State Bank
Louise, TX
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 2.33%
Net Income 10.81M
Net Interest Spread 5.07%
Operating Profit to Average Assets 2.40%
Overhead Efficiency Ratio 53.29%
Return on Assets 2.40%
Return on Equity 27.50%