B
The National Bank of Andrews
AndrewsTX
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The National Bank of Andrews
Andrews, TX
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Rating B
Asset Quality Index 5.10
Capitalization Index 8.30
Liquidity Index 2.80
Profitability Index 8.30
Stability Index 7.80
Company Info The National Bank of Andrews
Andrews, TX
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FDIC Number 17603
Phone Number (432) 523-6800
Website www.nbabankonline.com
Asset Quality The National Bank of Andrews
Andrews, TX
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1-Year Asset Growth 9.77%
5-Year Asset Growth 7.01%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.84%
Non-Performing Assets to Assets 1.64%
Non-Performing Loans to Capital 12.82%
Non-Performing Loans to Loans 1.77%
Balance Sheet The National Bank of Andrews
Andrews, TX
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Total Assets 321.54M
Total Deposits 285.54M
Capital and Reserves The National Bank of Andrews
Andrews, TX
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Capital 30.90M
Leverage Ratio 9.89
Loan Loss Reserves to Loans 1.43%
Risk-Based Capital Ratio 13.46
Liquidity The National Bank of Andrews
Andrews, TX
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Hot Money Ratio 6.24%
Liquidity Ratio 18.50%
Profitability The National Bank of Andrews
Andrews, TX
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5-Year Return on Average Assets 2.64%
Net Income 8.07M
Net Interest Spread 5.72%
Operating Profit to Average Assets 2.71%
Overhead Efficiency Ratio 56.49%
Return on Assets 2.71%
Return on Equity 25.51%