C
Central Bank
HoustonTX
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Central Bank
Houston, TX
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Rating C
Asset Quality Index 8.40
Capitalization Index 8.80
Liquidity Index 2.10
Profitability Index 8.90
Stability Index 5.70
Company Info Central Bank
Houston, TX
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FDIC Number 17612
Phone Number (832) 485-2300
Website www.cbhou.com
Asset Quality Central Bank
Houston, TX
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1-Year Asset Growth 9.44%
5-Year Asset Growth 11.13%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.20%
Non-Performing Loans to Capital 0.47%
Non-Performing Loans to Loans 0.07%
Balance Sheet Central Bank
Houston, TX
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Total Assets 1.25B
Total Deposits 1.12B
Capital and Reserves Central Bank
Houston, TX
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Capital 119.59M
Leverage Ratio 10.18
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio 14.10
Liquidity Central Bank
Houston, TX
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Hot Money Ratio 15.71%
Liquidity Ratio 10.71%
Profitability Central Bank
Houston, TX
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5-Year Return on Average Assets 1.79%
Net Income 18.00M
Net Interest Spread 5.11%
Operating Profit to Average Assets 1.98%
Overhead Efficiency Ratio 61.59%
Return on Assets 1.98%
Return on Equity 21.19%