C
Central Bank
Houston,  TX
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Central Bank
Houston, TX
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Rating C
Asset Quality Index 7.60
Capitalization Index 8.60
Liquidity Index 2.10
Profitability Index 8.50
Stability Index 5.70
Company Info Central Bank
Houston, TX
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FDIC Number 17612
Phone Number (832) 485-2300
Website www.cbhou.com
Asset Quality Central Bank
Houston, TX
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1-Year Asset Growth 12.85%
5-Year Asset Growth 12.04%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.56%
Non-Performing Loans to Capital 4.09%
Non-Performing Loans to Loans 0.54%
Balance Sheet Central Bank
Houston, TX
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Total Assets 1.42B
Total Deposits 1.27B
Capital and Reserves Central Bank
Houston, TX
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Capital 128.25M
Leverage Ratio 10.07
Loan Loss Reserves to Loans 0.95%
Risk-Based Capital Ratio 13.98
Liquidity Central Bank
Houston, TX
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Hot Money Ratio 13.86%
Liquidity Ratio 9.89%
Profitability Central Bank
Houston, TX
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5-Year Return on Average Assets 1.91%
Net Income 12.75M
Net Interest Spread 4.76%
Operating Profit to Average Assets 1.92%
Overhead Efficiency Ratio 62.18%
Return on Assets 1.92%
Return on Equity 20.28%