Farmers Bank & Trust
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 24.4 and a capital leverage ratio of 20.8. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (10.0 on a scale of 0 to 10).
Other Rating Factors:
A current level of 1.3 percent of nonperforming loans to core capital combined with 0.4 percent from a year earlier contributes to the Excellent asset quality (9.3). Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 1.6 has resulted in Good (6.4) profitability.
Asset Mix:
Securities (50%), home mtgs (9%), comm re (9%), comm loans (2%), cash (1%), home eq lns (1%), consumer loans (0%), other (28%)
States with Branches:
KS
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Farmers Enterprises, Inc.
Investment Rating
--
Address
1017 Harrison Street
Great Bend, KS 67530
Great Bend, KS 67530
Phone Number
(620) 792-2411
Year Founded
1907
FDIC Number
Website
Largest Affiliates
No affiliate information available.
