Major Rating Factors:
A current level of 16.2 percent of nonperforming loans to core capital combined with 17.4 percent from a year earlier contributes to the Fair asset quality (3.3). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.9 on a scale of 0 to 10).
Other Rating Factors:
Operating profits as a percentage of assets at 2.9%, coupled with a return on assets of 2.9 has resulted in Excellent (9.6) profitability. Excellent current capitalization (8.6 on a scale of 0 to 10) and a capital leverage ratio of 10.0.
Asset Mix:
Home mtgs (40%), comm re (8%), cash (7%), consumer loans (6%), comm loans (5%), securities (0%), other (34%)
States with Branches:
LA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Basile Bancshares, Inc.
Investment Rating
--
Address
3031 Stagg Avenue
Basile, LA 70515
Basile, LA 70515
Phone Number
(337) 432-6646
Year Founded
1956
FDIC Number
Website
Largest Affiliates
No affiliate information available.