Major Rating Factors:
A current level of 16.6 percent of nonperforming loans to core capital combined with 16.3 percent from a year earlier contributes to the Weak asset quality (2.6). Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 1.7 has resulted in Excellent (7.3) profitability.
Other Rating Factors:
Excellent current capitalization (8.6 on a scale of 0 to 10) and a capital leverage ratio of 10.1. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.8 on a scale of 0 to 10).
Asset Mix:
Home mtgs (41%), comm re (9%), consumer loans (6%), comm loans (5%), cash (4%), securities (0%), other (34%)
States with Branches:
LA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Basile Bancshares, Inc.
Investment Rating
--
Address
3031 Stagg Avenue
Basile, LA 70515
Basile, LA 70515
Phone Number
(337) 432-6646
Year Founded
1956
FDIC Number
Website
Largest Affiliates
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