| Weiss Ratings |
Alden State Bank
Alden, MI |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 9.00 | |||
| Stability Index | 6.30 | |||
| Company Info |
Alden State Bank
Alden, MI |
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| FDIC Number | 17622 | |||
| Phone Number | (231) 331-4481 | |||
| Website | www.alden.bank | |||
| Asset Quality |
Alden State Bank
Alden, MI |
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| 1-Year Asset Growth | 0.06% | |||
| 5-Year Asset Growth | 5.01% | |||
| 5-Year Charge-Offs to Average Loans | -0.14% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 0.90% | |||
| Non-Performing Loans to Capital | 3.31% | |||
| Non-Performing Loans to Loans | 1.29% | |||
| Balance Sheet |
Alden State Bank
Alden, MI |
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| Total Assets | 318.43M | |||
| Total Deposits | 276.44M | |||
| Capital and Reserves |
Alden State Bank
Alden, MI |
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| Capital | 40.06M | |||
| Leverage Ratio | 12.71 | |||
| Loan Loss Reserves to Loans | 2.53% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Alden State Bank
Alden, MI |
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| Hot Money Ratio | 23.59% | |||
| Liquidity Ratio | 38.97% | |||
| Profitability |
Alden State Bank
Alden, MI |
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| 5-Year Return on Average Assets | 1.32% | |||
| Net Income | 2.81M | |||
| Net Interest Spread | 4.32% | |||
| Operating Profit to Average Assets | 2.25% | |||
| Overhead Efficiency Ratio | 50.85% | |||
| Return on Assets | 1.75% | |||
| Return on Equity | 14.24% | |||