B
Alden State Bank
AldenMI
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Alden State Bank
Alden, MI
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Rating B
Asset Quality Index 7.50
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 8.10
Stability Index 6.30
Company Info Alden State Bank
Alden, MI
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FDIC Number 17622
Phone Number (231) 331-4481
Website www.alden.bank
Asset Quality Alden State Bank
Alden, MI
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1-Year Asset Growth 2.19%
5-Year Asset Growth 5.01%
5-Year Charge-Offs to Average Loans -0.16%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.97%
Non-Performing Loans to Capital 3.91%
Non-Performing Loans to Loans 1.55%
Balance Sheet Alden State Bank
Alden, MI
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Total Assets 313.88M
Total Deposits 273.61M
Capital and Reserves Alden State Bank
Alden, MI
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Capital 38.66M
Leverage Ratio 12.17
Loan Loss Reserves to Loans 2.54%
Risk-Based Capital Ratio --
Liquidity Alden State Bank
Alden, MI
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Hot Money Ratio 23.23%
Liquidity Ratio 38.69%
Profitability Alden State Bank
Alden, MI
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5-Year Return on Average Assets 1.24%
Net Income 4.90M
Net Interest Spread 4.05%
Operating Profit to Average Assets 1.94%
Overhead Efficiency Ratio 54.71%
Return on Assets 1.54%
Return on Equity 13.41%