| Weiss Ratings |
Alden State Bank
Alden, MI |
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| Rating | ||||
| Asset Quality Index | 8.20 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.70 | |||
| Profitability Index | 7.90 | |||
| Stability Index | 7.00 | |||
| Company Info |
Alden State Bank
Alden, MI |
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| FDIC Number | 17622 | |||
| Phone Number | (231) 331-4481 | |||
| Website | www.alden.bank | |||
| Asset Quality |
Alden State Bank
Alden, MI |
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| 1-Year Asset Growth | 4.24% | |||
| 5-Year Asset Growth | 9.99% | |||
| 5-Year Charge-Offs to Average Loans | -0.16% | |||
| Charge-Offs to Average Loans | -0.01% | |||
| Non-Performing Assets to Assets | 0.92% | |||
| Non-Performing Loans to Capital | 1.02% | |||
| Non-Performing Loans to Loans | 1.64% | |||
| Balance Sheet |
Alden State Bank
Alden, MI |
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| Total Assets | 335.35M | |||
| Total Deposits | 295.52M | |||
| Capital and Reserves |
Alden State Bank
Alden, MI |
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| Capital | 38.09M | |||
| Leverage Ratio | 11.68 | |||
| Loan Loss Reserves to Loans | 2.69% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Alden State Bank
Alden, MI |
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| Hot Money Ratio | 23.18% | |||
| Liquidity Ratio | 45.12% | |||
| Profitability |
Alden State Bank
Alden, MI |
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| 5-Year Return on Average Assets | 1.24% | |||
| Net Income | 3.46M | |||
| Net Interest Spread | 3.92% | |||
| Operating Profit to Average Assets | 1.85% | |||
| Overhead Efficiency Ratio | 55.30% | |||
| Return on Assets | 1.45% | |||
| Return on Equity | 12.81% | |||