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The Farmers State Bank of Blue Mound
Rating Date
August 2026
Risk Based
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Major Rating Factors: Operating profits as a percentage of assets at 1.4%, coupled with a return on assets of 1.3 has resulted in Fair (3.6) profitability. A current level of 1.5 percent of nonperforming loans to core capital combined with 3.7 percent from a year earlier contributes to the Excellent asset quality (7.5).
Other Rating Factors: Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 11.6. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.7 on a scale of 0 to 10).
Asset Mix: Comm re (19%), home mtgs (9%), securities (7%), comm loans (6%), consumer loans (4%), cash (2%), other (53%)
States with Branches: KS
Asset Quality
Non-Performing Loans to Capital
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Hot Money
Corporate Info
Group Affiliation
Kansas Investors Bancshares, Inc.
Investment Rating
--
Address
205 South Fifth Street
Blue Mound, KS 66010
Phone Number
(913) 756-2221
Year Founded
1913
FDIC Number
Largest Affiliates
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