C
The First State Bank of Healy
HealyKS
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First State Bank of Healy
Healy, KS
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Rating C
Asset Quality Index 7.60
Capitalization Index 10.00
Liquidity Index 0.90
Profitability Index 5.20
Stability Index 4.30
Company Info The First State Bank of Healy
Healy, KS
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FDIC Number 17661
Phone Number (620) 398-2215
Website onlinebanking.fsbhealy.com/Pages/Default.html
Asset Quality The First State Bank of Healy
Healy, KS
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1-Year Asset Growth 6.76%
5-Year Asset Growth 8.49%
5-Year Charge-Offs to Average Loans -0.12%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.81%
Non-Performing Loans to Capital 3.44%
Non-Performing Loans to Loans 1.25%
Balance Sheet The First State Bank of Healy
Healy, KS
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Total Assets 118.82M
Total Deposits 94.17M
Capital and Reserves The First State Bank of Healy
Healy, KS
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Capital 13.88M
Leverage Ratio 14.92
Loan Loss Reserves to Loans 1.47%
Risk-Based Capital Ratio --
Liquidity The First State Bank of Healy
Healy, KS
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Hot Money Ratio 54.32%
Liquidity Ratio 20.97%
Profitability The First State Bank of Healy
Healy, KS
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5-Year Return on Average Assets 1.37%
Net Income 765.00K
Net Interest Spread 2.90%
Operating Profit to Average Assets 1.31%
Overhead Efficiency Ratio 53.09%
Return on Assets 1.30%
Return on Equity 10.88%