B
The Citizens State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings The Citizens State Bank
Moundridge, KS
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Rating B
Asset Quality Index 8.60
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 6.70
Stability Index 8.40
Company Info The Citizens State Bank
Moundridge, KS
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FDIC Number 17672
Phone Number (620) 345-6317
Website www.thecsb.com
Asset Quality The Citizens State Bank
Moundridge, KS
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1-Year Asset Growth 0.51%
5-Year Asset Growth -1.94%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 0.63%
Non-Performing Loans to Loans 0.18%
Balance Sheet The Citizens State Bank
Moundridge, KS
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Total Assets 436.48M
Total Deposits 369.72M
Capital and Reserves The Citizens State Bank
Moundridge, KS
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Capital 56.87M
Leverage Ratio 14.00
Loan Loss Reserves to Loans 1.51%
Risk-Based Capital Ratio --
Liquidity The Citizens State Bank
Moundridge, KS
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Hot Money Ratio 10.18%
Liquidity Ratio 29.87%
Profitability The Citizens State Bank
Moundridge, KS
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5-Year Return on Average Assets 1.31%
Net Income 6.11M
Net Interest Spread 3.89%
Operating Profit to Average Assets 1.71%
Overhead Efficiency Ratio 60.78%
Return on Assets 1.40%
Return on Equity 11.71%