Mechanics Bank
| Weiss Ratings |
Mechanics Bank
Walnut Creek, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 7.20 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 4.90 | |||
| Stability Index | 3.00 | |||
| Company Info |
Mechanics Bank
Walnut Creek, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 1768 | |||
| Phone Number | (800) 797-6324 | |||
| Website | www.mechanicsbank.com | |||
| Asset Quality |
Mechanics Bank
Walnut Creek, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 28.18% | |||
| 5-Year Asset Growth | 3.37% | |||
| 5-Year Charge-Offs to Average Loans | 0.34% | |||
| Charge-Offs to Average Loans | 0.11% | |||
| Non-Performing Assets to Assets | 0.33% | |||
| Non-Performing Loans to Capital | 2.74% | |||
| Non-Performing Loans to Loans | 0.50% | |||
| Balance Sheet |
Mechanics Bank
Walnut Creek, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 21.25B | |||
| Total Deposits | 18.10B | |||
| Capital and Reserves |
Mechanics Bank
Walnut Creek, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 2.83B | |||
| Leverage Ratio | 9.38 | |||
| Loan Loss Reserves to Loans | 1.12% | |||
| Risk-Based Capital Ratio | 16.74 | |||
| Liquidity |
Mechanics Bank
Walnut Creek, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 7.66% | |||
| Liquidity Ratio | 4.45% | |||
| Profitability |
Mechanics Bank
Walnut Creek, CA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.00% | |||
| Net Income | 107.73M | |||
| Net Interest Spread | 3.66% | |||
| Operating Profit to Average Assets | 1.38% | |||
| Overhead Efficiency Ratio | 62.33% | |||
| Return on Assets | 1.00% | |||
| Return on Equity | 7.34% | |||