The Hometown Savings Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Weak overall stability index (1.9 on a scale of 0 to 10).
Other Rating Factors:
A current level of 4.3 percent of nonperforming loans to core capital combined with 5.8 percent from a year earlier contributes to the Good asset quality (6.5). Good current capitalization (5.9 on a scale of 0 to 10) based on a risk-based capital ratio of 14.0 and a capital leverage ratio of 7.9.
Asset Mix:
Securities (27%), home mtgs (24%), comm re (14%), cash (8%), home eq lns (4%), comm loans (3%), consumer loans (1%), other (19%)
States with Branches:
IL, IN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Terre Haute Savings MHC, Inc.
Investment Rating
--
Address
533 Ohio Street
Terre Haute, IN 47807
Terre Haute, IN 47807
Phone Number
(812) 234-4864
Year Founded
1869
FDIC Number
Website
Largest Affiliates
No affiliate information available.