C
The Hometown Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Hometown Savings Bank
Terre Haute, IN
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Rating C
Asset Quality Index 6.20
Capitalization Index 6.00
Liquidity Index 3.30
Profitability Index 0.50
Stability Index 1.90
Company Info The Hometown Savings Bank
Terre Haute, IN
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FDIC Number 17736
Phone Number (812) 234-4864
Website www.thsb.com
Asset Quality The Hometown Savings Bank
Terre Haute, IN
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1-Year Asset Growth 1.54%
5-Year Asset Growth 6.90%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.39%
Non-Performing Loans to Capital 5.51%
Non-Performing Loans to Loans 0.66%
Balance Sheet The Hometown Savings Bank
Terre Haute, IN
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Total Assets 478.83M
Total Deposits 426.00M
Capital and Reserves The Hometown Savings Bank
Terre Haute, IN
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Capital 24.72M
Leverage Ratio 8.04
Loan Loss Reserves to Loans 1.08%
Risk-Based Capital Ratio 13.90
Liquidity The Hometown Savings Bank
Terre Haute, IN
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Hot Money Ratio 17.76%
Liquidity Ratio 14.23%
Profitability The Hometown Savings Bank
Terre Haute, IN
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5-Year Return on Average Assets 0.17%
Net Income -335.00K
Net Interest Spread 2.38%
Operating Profit to Average Assets -0.24%
Overhead Efficiency Ratio 107.30%
Return on Assets -0.14%
Return on Equity -2.76%