C
Plains State Bank
Humble,  TX
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Plains State Bank
Humble, TX
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Rating C
Asset Quality Index 3.30
Capitalization Index 10.00
Liquidity Index 0.50
Profitability Index 8.70
Stability Index 10.00
Company Info Plains State Bank
Humble, TX
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FDIC Number 17739
Phone Number (713) 559-6800
Website psbplains.com
Asset Quality Plains State Bank
Humble, TX
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1-Year Asset Growth -2.71%
5-Year Asset Growth 5.61%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.36%
Non-Performing Loans to Capital 11.49%
Non-Performing Loans to Loans 2.31%
Balance Sheet Plains State Bank
Humble, TX
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Total Assets 828.40M
Total Deposits 685.75M
Capital and Reserves Plains State Bank
Humble, TX
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Capital 136.89M
Leverage Ratio 16.47
Loan Loss Reserves to Loans 1.63%
Risk-Based Capital Ratio --
Liquidity Plains State Bank
Humble, TX
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Hot Money Ratio 28.31%
Liquidity Ratio 21.98%
Profitability Plains State Bank
Humble, TX
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5-Year Return on Average Assets 2.04%
Net Income 6.97M
Net Interest Spread 4.35%
Operating Profit to Average Assets 1.96%
Overhead Efficiency Ratio 55.02%
Return on Assets 1.60%
Return on Equity 9.36%