C
Saco & Biddeford Savings Institution
Saco,  ME
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Saco & Biddeford Savings Institution
Saco, ME
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Rating C
Asset Quality Index 9.10
Capitalization Index 8.50
Liquidity Index 2.60
Profitability Index 2.00
Stability Index 7.20
Company Info Saco & Biddeford Savings Institution
Saco, ME
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FDIC Number 17743
Phone Number (207) 284-4591
Website www.sbsavings.bank
Asset Quality Saco & Biddeford Savings Institution
Saco, ME
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1-Year Asset Growth 2.19%
5-Year Asset Growth 6.16%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 1.06%
Non-Performing Loans to Loans 0.14%
Balance Sheet Saco & Biddeford Savings Institution
Saco, ME
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Total Assets 1.47B
Total Deposits 1.00B
Capital and Reserves Saco & Biddeford Savings Institution
Saco, ME
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Capital 137.37M
Leverage Ratio 10.02
Loan Loss Reserves to Loans 0.42%
Risk-Based Capital Ratio --
Liquidity Saco & Biddeford Savings Institution
Saco, ME
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Hot Money Ratio 24.49%
Liquidity Ratio 11.68%
Profitability Saco & Biddeford Savings Institution
Saco, ME
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5-Year Return on Average Assets 0.29%
Net Income 1.78M
Net Interest Spread 2.33%
Operating Profit to Average Assets 0.30%
Overhead Efficiency Ratio 90.27%
Return on Assets 0.24%
Return on Equity 2.62%