| Weiss Ratings |
Saco & Biddeford Savings Institution
Saco, ME |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 8.40 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 1.70 | |||
| Stability Index | 6.70 | |||
| Company Info |
Saco & Biddeford Savings Institution
Saco, ME |
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| FDIC Number | 17743 | |||
| Phone Number | (207) 284-4591 | |||
| Website | www.sbsavings.bank | |||
| Asset Quality |
Saco & Biddeford Savings Institution
Saco, ME |
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| 1-Year Asset Growth | 1.15% | |||
| 5-Year Asset Growth | 7.37% | |||
| 5-Year Charge-Offs to Average Loans | 0.00% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.02% | |||
| Non-Performing Loans to Capital | 0.20% | |||
| Non-Performing Loans to Loans | 0.03% | |||
| Balance Sheet |
Saco & Biddeford Savings Institution
Saco, ME |
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| Total Assets | 1.44B | |||
| Total Deposits | 1.05B | |||
| Capital and Reserves |
Saco & Biddeford Savings Institution
Saco, ME |
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| Capital | 129.75M | |||
| Leverage Ratio | 9.95 | |||
| Loan Loss Reserves to Loans | 0.42% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Saco & Biddeford Savings Institution
Saco, ME |
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| Hot Money Ratio | 22.43% | |||
| Liquidity Ratio | 11.91% | |||
| Profitability |
Saco & Biddeford Savings Institution
Saco, ME |
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| 5-Year Return on Average Assets | 0.36% | |||
| Net Income | 1.77M | |||
| Net Interest Spread | 2.07% | |||
| Operating Profit to Average Assets | 0.21% | |||
| Overhead Efficiency Ratio | 92.91% | |||
| Return on Assets | 0.16% | |||
| Return on Equity | 1.86% | |||