C
Saco & Biddeford Savings Institution
SacoME
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Saco & Biddeford Savings Institution
Saco, ME
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Rating C
Asset Quality Index 9.10
Capitalization Index 8.50
Liquidity Index 2.60
Profitability Index 1.50
Stability Index 6.40
Company Info Saco & Biddeford Savings Institution
Saco, ME
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FDIC Number 17743
Phone Number (207) 284-4591
Website www.sbsavings.bank
Asset Quality Saco & Biddeford Savings Institution
Saco, ME
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1-Year Asset Growth 2.51%
5-Year Asset Growth 7.37%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.27%
Non-Performing Loans to Loans 0.04%
Balance Sheet Saco & Biddeford Savings Institution
Saco, ME
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Total Assets 1.44B
Total Deposits 1.02B
Capital and Reserves Saco & Biddeford Savings Institution
Saco, ME
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Capital 126.62M
Leverage Ratio 9.98
Loan Loss Reserves to Loans 0.42%
Risk-Based Capital Ratio --
Liquidity Saco & Biddeford Savings Institution
Saco, ME
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Hot Money Ratio 23.07%
Liquidity Ratio 12.84%
Profitability Saco & Biddeford Savings Institution
Saco, ME
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5-Year Return on Average Assets 0.36%
Net Income 480.00K
Net Interest Spread 2.01%
Operating Profit to Average Assets 0.08%
Overhead Efficiency Ratio 97.06%
Return on Assets 0.07%
Return on Equity 0.76%