| Weiss Ratings |
Guaranty Bank and Trust Company
New Roads, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.80 | |||
| Profitability Index | 5.90 | |||
| Stability Index | 8.40 | |||
| Company Info |
Guaranty Bank and Trust Company
New Roads, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 17767 | |||
| Phone Number | (225) 638-8621 | |||
| Website | www.guaranty-bnk.com/ | |||
| Asset Quality |
Guaranty Bank and Trust Company
New Roads, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -0.23% | |||
| 5-Year Asset Growth | 4.37% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 2.65% | |||
| Non-Performing Loans to Capital | 17.06% | |||
| Non-Performing Loans to Loans | 3.24% | |||
| Balance Sheet |
Guaranty Bank and Trust Company
New Roads, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 306.58M | |||
| Total Deposits | 264.38M | |||
| Capital and Reserves |
Guaranty Bank and Trust Company
New Roads, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 41.70M | |||
| Leverage Ratio | 14.34 | |||
| Loan Loss Reserves to Loans | 1.09% | |||
| Risk-Based Capital Ratio | 21.78 | |||
| Liquidity |
Guaranty Bank and Trust Company
New Roads, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 21.22% | |||
| Liquidity Ratio | 17.34% | |||
| Profitability |
Guaranty Bank and Trust Company
New Roads, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.28% | |||
| Net Income | 3.36M | |||
| Net Interest Spread | 4.82% | |||
| Operating Profit to Average Assets | 1.43% | |||
| Overhead Efficiency Ratio | 66.67% | |||
| Return on Assets | 1.08% | |||
| Return on Equity | 8.39% | |||