| Weiss Ratings |
Guaranty Bank and Trust Company
New Roads, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.50 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 8.30 | |||
| Company Info |
Guaranty Bank and Trust Company
New Roads, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 17767 | |||
| Phone Number | (225) 638-8621 | |||
| Website | www.guaranty-bnk.com/ | |||
| Asset Quality |
Guaranty Bank and Trust Company
New Roads, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 2.16% | |||
| 5-Year Asset Growth | 4.40% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 2.18% | |||
| Non-Performing Loans to Capital | 18.60% | |||
| Non-Performing Loans to Loans | 3.08% | |||
| Balance Sheet |
Guaranty Bank and Trust Company
New Roads, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 318.55M | |||
| Total Deposits | 274.75M | |||
| Capital and Reserves |
Guaranty Bank and Trust Company
New Roads, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 43.00M | |||
| Leverage Ratio | 13.82 | |||
| Loan Loss Reserves to Loans | 1.16% | |||
| Risk-Based Capital Ratio | 22.72 | |||
| Liquidity |
Guaranty Bank and Trust Company
New Roads, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 22.93% | |||
| Liquidity Ratio | 18.13% | |||
| Profitability |
Guaranty Bank and Trust Company
New Roads, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.23% | |||
| Net Income | 2.02M | |||
| Net Interest Spread | 4.70% | |||
| Operating Profit to Average Assets | 1.59% | |||
| Overhead Efficiency Ratio | 63.98% | |||
| Return on Assets | 1.26% | |||
| Return on Equity | 9.53% | |||