B
Bank of Hays
HaysKS
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Hays
Hays, KS
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Rating B
Asset Quality Index 7.60
Capitalization Index 9.00
Liquidity Index 3.30
Profitability Index 5.80
Stability Index 6.00
Company Info Bank of Hays
Hays, KS
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FDIC Number 17769
Phone Number (785) 621-2265
Website www.bankofhays.com
Asset Quality Bank of Hays
Hays, KS
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1-Year Asset Growth 4.00%
5-Year Asset Growth 4.06%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.39%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 1.06%
Non-Performing Loans to Loans 0.21%
Balance Sheet Bank of Hays
Hays, KS
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Total Assets 370.18M
Total Deposits 318.15M
Capital and Reserves Bank of Hays
Hays, KS
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Capital 35.81M
Leverage Ratio 10.36
Loan Loss Reserves to Loans 1.09%
Risk-Based Capital Ratio --
Liquidity Bank of Hays
Hays, KS
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Hot Money Ratio 28.73%
Liquidity Ratio 26.65%
Profitability Bank of Hays
Hays, KS
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5-Year Return on Average Assets 1.06%
Net Income 4.58M
Net Interest Spread 3.32%
Operating Profit to Average Assets 1.60%
Overhead Efficiency Ratio 51.06%
Return on Assets 1.26%
Return on Equity 14.18%