B
Bank of Hays
Hays,  KS
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Hays
Hays, KS
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Rating B
Asset Quality Index 8.10
Capitalization Index 8.50
Liquidity Index 3.60
Profitability Index 7.10
Stability Index 5.60
Company Info Bank of Hays
Hays, KS
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FDIC Number 17769
Phone Number (785) 621-2265
Website www.bankofhays.com
Asset Quality Bank of Hays
Hays, KS
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1-Year Asset Growth 5.79%
5-Year Asset Growth 4.06%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.24%
Non-Performing Loans to Capital 2.29%
Non-Performing Loans to Loans 0.47%
Balance Sheet Bank of Hays
Hays, KS
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Total Assets 379.20M
Total Deposits 338.05M
Capital and Reserves Bank of Hays
Hays, KS
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Capital 35.23M
Leverage Ratio 9.97
Loan Loss Reserves to Loans 1.17%
Risk-Based Capital Ratio --
Liquidity Bank of Hays
Hays, KS
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Hot Money Ratio 29.19%
Liquidity Ratio 32.40%
Profitability Bank of Hays
Hays, KS
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5-Year Return on Average Assets 1.07%
Net Income 2.86M
Net Interest Spread 3.50%
Operating Profit to Average Assets 1.92%
Overhead Efficiency Ratio 48.71%
Return on Assets 1.53%
Return on Equity 16.55%