B
Bank of Hays
HaysKS
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Hays
Hays, KS
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Rating B
Asset Quality Index 7.70
Capitalization Index 8.80
Liquidity Index 3.40
Profitability Index 5.80
Stability Index 6.00
Company Info Bank of Hays
Hays, KS
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FDIC Number 17769
Phone Number (785) 621-2265
Website www.bankofhays.com
Asset Quality Bank of Hays
Hays, KS
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1-Year Asset Growth 4.14%
5-Year Asset Growth 7.44%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.51%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.76%
Non-Performing Loans to Loans 0.16%
Balance Sheet Bank of Hays
Hays, KS
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Total Assets 360.53M
Total Deposits 319.92M
Capital and Reserves Bank of Hays
Hays, KS
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Capital 34.09M
Leverage Ratio 10.20
Loan Loss Reserves to Loans 1.09%
Risk-Based Capital Ratio --
Liquidity Bank of Hays
Hays, KS
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Hot Money Ratio 27.83%
Liquidity Ratio 28.52%
Profitability Bank of Hays
Hays, KS
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5-Year Return on Average Assets 1.06%
Net Income 3.45M
Net Interest Spread 3.34%
Operating Profit to Average Assets 1.61%
Overhead Efficiency Ratio 49.85%
Return on Assets 1.27%
Return on Equity 14.61%