| Weiss Ratings |
Blue Ridge Bank
Walhalla, SC |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 7.10 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 3.10 | |||
| Stability Index | 4.70 | |||
| Company Info |
Blue Ridge Bank
Walhalla, SC |
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| FDIC Number | 17773 | |||
| Phone Number | (864) 638-5444 | |||
| Website | blueridge.bank | |||
| Asset Quality |
Blue Ridge Bank
Walhalla, SC |
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| 1-Year Asset Growth | 11.12% | |||
| 5-Year Asset Growth | 7.65% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.15% | |||
| Non-Performing Loans to Capital | 1.31% | |||
| Non-Performing Loans to Loans | 0.23% | |||
| Balance Sheet |
Blue Ridge Bank
Walhalla, SC |
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| Total Assets | 195.29M | |||
| Total Deposits | 178.10M | |||
| Capital and Reserves |
Blue Ridge Bank
Walhalla, SC |
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| Capital | 16.38M | |||
| Leverage Ratio | 9.03 | |||
| Loan Loss Reserves to Loans | 1.56% | |||
| Risk-Based Capital Ratio | 16.08 | |||
| Liquidity |
Blue Ridge Bank
Walhalla, SC |
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| Hot Money Ratio | 6.80% | |||
| Liquidity Ratio | 32.01% | |||
| Profitability |
Blue Ridge Bank
Walhalla, SC |
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| 5-Year Return on Average Assets | 0.50% | |||
| Net Income | 897.00K | |||
| Net Interest Spread | 4.81% | |||
| Operating Profit to Average Assets | 0.76% | |||
| Overhead Efficiency Ratio | 81.12% | |||
| Return on Assets | 0.62% | |||
| Return on Equity | 7.70% | |||