B
Blue Ridge Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Blue Ridge Bank
Walhalla, SC
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Rating B
Asset Quality Index 9.00
Capitalization Index 7.30
Liquidity Index 3.10
Profitability Index 3.70
Stability Index 5.00
Company Info Blue Ridge Bank
Walhalla, SC
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FDIC Number 17773
Phone Number (864) 638-5444
Website blueridge.bank
Asset Quality Blue Ridge Bank
Walhalla, SC
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1-Year Asset Growth 3.25%
5-Year Asset Growth 4.09%
5-Year Charge-Offs to Average Loans 0.07%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.10%
Non-Performing Loans to Loans 0.03%
Balance Sheet Blue Ridge Bank
Walhalla, SC
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Total Assets 199.45M
Total Deposits 181.81M
Capital and Reserves Blue Ridge Bank
Walhalla, SC
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Capital 17.09M
Leverage Ratio 9.19
Loan Loss Reserves to Loans 1.60%
Risk-Based Capital Ratio 15.86
Liquidity Blue Ridge Bank
Walhalla, SC
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Hot Money Ratio 7.46%
Liquidity Ratio 30.67%
Profitability Blue Ridge Bank
Walhalla, SC
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5-Year Return on Average Assets 0.58%
Net Income 525.00K
Net Interest Spread 4.86%
Operating Profit to Average Assets 0.65%
Overhead Efficiency Ratio 85.04%
Return on Assets 0.54%
Return on Equity 6.27%