| Weiss Ratings |
Blue Ridge Bank
Walhalla, SC |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 7.00 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 3.90 | |||
| Stability Index | 5.10 | |||
| Company Info |
Blue Ridge Bank
Walhalla, SC |
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| FDIC Number | 17773 | |||
| Phone Number | (864) 638-5444 | |||
| Website | blueridge.bank | |||
| Asset Quality |
Blue Ridge Bank
Walhalla, SC |
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| 1-Year Asset Growth | 5.69% | |||
| 5-Year Asset Growth | 4.09% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.17% | |||
| Non-Performing Loans to Capital | 1.58% | |||
| Non-Performing Loans to Loans | 0.25% | |||
| Balance Sheet |
Blue Ridge Bank
Walhalla, SC |
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| Total Assets | 193.79M | |||
| Total Deposits | 176.55M | |||
| Capital and Reserves |
Blue Ridge Bank
Walhalla, SC |
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| Capital | 16.69M | |||
| Leverage Ratio | 9.01 | |||
| Loan Loss Reserves to Loans | 1.61% | |||
| Risk-Based Capital Ratio | 15.90 | |||
| Liquidity |
Blue Ridge Bank
Walhalla, SC |
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| Hot Money Ratio | 7.11% | |||
| Liquidity Ratio | 31.17% | |||
| Profitability |
Blue Ridge Bank
Walhalla, SC |
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| 5-Year Return on Average Assets | 0.50% | |||
| Net Income | 1.21M | |||
| Net Interest Spread | 4.80% | |||
| Operating Profit to Average Assets | 0.77% | |||
| Overhead Efficiency Ratio | 80.96% | |||
| Return on Assets | 0.63% | |||
| Return on Equity | 7.63% | |||