A
First State Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank
Paint Rock, TX
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Rating A
Asset Quality Index 8.20
Capitalization Index 10.00
Liquidity Index 4.30
Profitability Index 9.30
Stability Index 8.00
Company Info First State Bank
Paint Rock, TX
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FDIC Number 17775
Phone Number (325) 732-4386
Website www.fsbpaintrock.com/
Asset Quality First State Bank
Paint Rock, TX
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1-Year Asset Growth 10.04%
5-Year Asset Growth 8.17%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.21%
Non-Performing Loans to Capital 2.21%
Non-Performing Loans to Loans 0.59%
Balance Sheet First State Bank
Paint Rock, TX
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Total Assets 166.81M
Total Deposits 143.34M
Capital and Reserves First State Bank
Paint Rock, TX
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Capital 21.75M
Leverage Ratio 13.86
Loan Loss Reserves to Loans 1.90%
Risk-Based Capital Ratio --
Liquidity First State Bank
Paint Rock, TX
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Hot Money Ratio 21.57%
Liquidity Ratio 54.30%
Profitability First State Bank
Paint Rock, TX
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5-Year Return on Average Assets 1.99%
Net Income 958.00K
Net Interest Spread 4.00%
Operating Profit to Average Assets 2.36%
Overhead Efficiency Ratio 42.43%
Return on Assets 2.36%
Return on Equity 17.89%