First State Bank
| Weiss Ratings |
First State Bank
Paint Rock, TX |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 9.20 | |||
| Stability Index | 9.50 | |||
| Company Info |
First State Bank
Paint Rock, TX |
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| FDIC Number | 17775 | |||
| Phone Number | (325) 732-4386 | |||
| Website | www.fsbpaintrock.com/ | |||
| Asset Quality |
First State Bank
Paint Rock, TX |
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| 1-Year Asset Growth | 8.43% | |||
| 5-Year Asset Growth | 6.87% | |||
| 5-Year Charge-Offs to Average Loans | -0.07% | |||
| Charge-Offs to Average Loans | 1.09% | |||
| Non-Performing Assets to Assets | 0.87% | |||
| Non-Performing Loans to Capital | 5.31% | |||
| Non-Performing Loans to Loans | 2.38% | |||
| Balance Sheet |
First State Bank
Paint Rock, TX |
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| Total Assets | 174.32M | |||
| Total Deposits | 148.06M | |||
| Capital and Reserves |
First State Bank
Paint Rock, TX |
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| Capital | 24.34M | |||
| Leverage Ratio | 14.14 | |||
| Loan Loss Reserves to Loans | 1.96% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
First State Bank
Paint Rock, TX |
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| Hot Money Ratio | 27.89% | |||
| Liquidity Ratio | 61.13% | |||
| Profitability |
First State Bank
Paint Rock, TX |
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| 5-Year Return on Average Assets | 2.15% | |||
| Net Income | 1.83M | |||
| Net Interest Spread | 3.95% | |||
| Operating Profit to Average Assets | 2.05% | |||
| Overhead Efficiency Ratio | 42.85% | |||
| Return on Assets | 2.05% | |||
| Return on Equity | 15.19% | |||