| Weiss Ratings |
The Citizens State Bank of Ouray
Ouray, CO |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 6.20 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 3.00 | |||
| Stability Index | 2.70 | |||
| Company Info |
The Citizens State Bank of Ouray
Ouray, CO |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 1779 | |||
| Phone Number | (970) 325-4478 | |||
| Website | www.csbcolorado.com | |||
| Asset Quality |
The Citizens State Bank of Ouray
Ouray, CO |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 4.75% | |||
| 5-Year Asset Growth | 15.44% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.08% | |||
| Non-Performing Loans to Capital | 0.60% | |||
| Non-Performing Loans to Loans | 0.12% | |||
| Balance Sheet |
The Citizens State Bank of Ouray
Ouray, CO |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 217.66M | |||
| Total Deposits | 200.90M | |||
| Capital and Reserves |
The Citizens State Bank of Ouray
Ouray, CO |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 13.89M | |||
| Leverage Ratio | 8.19 | |||
| Loan Loss Reserves to Loans | 0.98% | |||
| Risk-Based Capital Ratio | 12.17 | |||
| Liquidity |
The Citizens State Bank of Ouray
Ouray, CO |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 5.93% | |||
| Liquidity Ratio | 13.36% | |||
| Profitability |
The Citizens State Bank of Ouray
Ouray, CO |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.67% | |||
| Net Income | 466.00K | |||
| Net Interest Spread | 3.80% | |||
| Operating Profit to Average Assets | 0.54% | |||
| Overhead Efficiency Ratio | 84.83% | |||
| Return on Assets | 0.44% | |||
| Return on Equity | 6.81% | |||