| Weiss Ratings |
The Citizens State Bank of Ouray
Ouray, CO |
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| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 3.00 | |||
| Stability Index | 4.20 | |||
| Company Info |
The Citizens State Bank of Ouray
Ouray, CO |
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| FDIC Number | 1779 | |||
| Phone Number | (970) 325-4478 | |||
| Website | www.csbcolorado.com | |||
| Asset Quality |
The Citizens State Bank of Ouray
Ouray, CO |
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| 1-Year Asset Growth | 6.22% | |||
| 5-Year Asset Growth | 8.81% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.34% | |||
| Non-Performing Loans to Loans | 0.09% | |||
| Balance Sheet |
The Citizens State Bank of Ouray
Ouray, CO |
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| Total Assets | 231.19M | |||
| Total Deposits | 212.29M | |||
| Capital and Reserves |
The Citizens State Bank of Ouray
Ouray, CO |
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| Capital | 16.18M | |||
| Leverage Ratio | 8.40 | |||
| Loan Loss Reserves to Loans | 0.98% | |||
| Risk-Based Capital Ratio | 12.97 | |||
| Liquidity |
The Citizens State Bank of Ouray
Ouray, CO |
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| Hot Money Ratio | 6.46% | |||
| Liquidity Ratio | 20.28% | |||
| Profitability |
The Citizens State Bank of Ouray
Ouray, CO |
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| 5-Year Return on Average Assets | 0.60% | |||
| Net Income | 650.00K | |||
| Net Interest Spread | 4.31% | |||
| Operating Profit to Average Assets | 0.71% | |||
| Overhead Efficiency Ratio | 83.11% | |||
| Return on Assets | 0.58% | |||
| Return on Equity | 8.23% | |||