| Weiss Ratings |
The Citizens State Bank of Ouray
Ouray, CO |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 3.40 | |||
| Stability Index | 3.60 | |||
| Company Info |
The Citizens State Bank of Ouray
Ouray, CO |
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| FDIC Number | 1779 | |||
| Phone Number | (970) 325-4478 | |||
| Website | www.csbcolorado.com | |||
| Asset Quality |
The Citizens State Bank of Ouray
Ouray, CO |
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| 1-Year Asset Growth | 4.85% | |||
| 5-Year Asset Growth | 8.81% | |||
| 5-Year Charge-Offs to Average Loans | 0.04% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 0.37% | |||
| Non-Performing Loans to Loans | 0.09% | |||
| Balance Sheet |
The Citizens State Bank of Ouray
Ouray, CO |
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| Total Assets | 215.32M | |||
| Total Deposits | 196.53M | |||
| Capital and Reserves |
The Citizens State Bank of Ouray
Ouray, CO |
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| Capital | 15.57M | |||
| Leverage Ratio | 8.43 | |||
| Loan Loss Reserves to Loans | 0.98% | |||
| Risk-Based Capital Ratio | 12.82 | |||
| Liquidity |
The Citizens State Bank of Ouray
Ouray, CO |
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| Hot Money Ratio | 6.16% | |||
| Liquidity Ratio | 12.96% | |||
| Profitability |
The Citizens State Bank of Ouray
Ouray, CO |
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| 5-Year Return on Average Assets | 0.67% | |||
| Net Income | 1.44M | |||
| Net Interest Spread | 3.90% | |||
| Operating Profit to Average Assets | 0.60% | |||
| Overhead Efficiency Ratio | 83.88% | |||
| Return on Assets | 0.66% | |||
| Return on Equity | 10.16% | |||