D
Talbot State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Talbot State Bank
Woodland, GA
Click to
Compare
Click to
Compare
Click to
Compare
Rating D
Asset Quality Index 4.70
Capitalization Index 5.80
Liquidity Index 2.50
Profitability Index 0.00
Stability Index 1.50
Company Info Talbot State Bank
Woodland, GA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 178
Phone Number (706) 674-2215
Website www.talbotstatebank.com
Asset Quality Talbot State Bank
Woodland, GA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -1.56%
5-Year Asset Growth -1.96%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.75%
Non-Performing Loans to Capital 18.17%
Non-Performing Loans to Loans 1.18%
Balance Sheet Talbot State Bank
Woodland, GA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 51.66M
Total Deposits 45.25M
Capital and Reserves Talbot State Bank
Woodland, GA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 2.31M
Leverage Ratio 7.78
Loan Loss Reserves to Loans 0.60%
Risk-Based Capital Ratio 17.61
Liquidity Talbot State Bank
Woodland, GA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 49.81%
Liquidity Ratio 23.99%
Profitability Talbot State Bank
Woodland, GA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets -0.80%
Net Income -222.00K
Net Interest Spread 3.62%
Operating Profit to Average Assets -0.85%
Overhead Efficiency Ratio 123.73%
Return on Assets -0.85%
Return on Equity -18.64%