C
Citizens Bank
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens Bank
Corvallis, OR
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Rating C
Asset Quality Index 9.10
Capitalization Index 10.00
Liquidity Index 4.20
Profitability Index 2.50
Stability Index 5.80
Company Info Citizens Bank
Corvallis, OR
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FDIC Number 17809
Phone Number (541) 766-2299
Website www.citizensebank.com
Asset Quality Citizens Bank
Corvallis, OR
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1-Year Asset Growth 1.75%
5-Year Asset Growth 0.43%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 0.61%
Non-Performing Loans to Loans 0.32%
Balance Sheet Citizens Bank
Corvallis, OR
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Total Assets 846.18M
Total Deposits 715.95M
Capital and Reserves Citizens Bank
Corvallis, OR
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Capital 86.29M
Leverage Ratio 13.41
Loan Loss Reserves to Loans 1.68%
Risk-Based Capital Ratio 24.01
Liquidity Citizens Bank
Corvallis, OR
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Hot Money Ratio 0.56%
Liquidity Ratio 19.13%
Profitability Citizens Bank
Corvallis, OR
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5-Year Return on Average Assets 0.65%
Net Income 1.52M
Net Interest Spread 3.34%
Operating Profit to Average Assets 0.28%
Overhead Efficiency Ratio 90.89%
Return on Assets 0.25%
Return on Equity 2.54%