| Weiss Ratings |
First State Bank Shannon-Polo
Shannon, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.00 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 4.10 | |||
| Company Info |
First State Bank Shannon-Polo
Shannon, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 1781 | |||
| Phone Number | (815) 864-2111 | |||
| Website | www.fsbshannon-polo.com | |||
| Asset Quality |
First State Bank Shannon-Polo
Shannon, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -2.24% | |||
| 5-Year Asset Growth | 2.49% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.77% | |||
| Non-Performing Loans to Capital | 6.31% | |||
| Non-Performing Loans to Loans | 1.40% | |||
| Balance Sheet |
First State Bank Shannon-Polo
Shannon, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 190.76M | |||
| Total Deposits | 169.29M | |||
| Capital and Reserves |
First State Bank Shannon-Polo
Shannon, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 15.21M | |||
| Leverage Ratio | 9.84 | |||
| Loan Loss Reserves to Loans | 1.29% | |||
| Risk-Based Capital Ratio | 14.80 | |||
| Liquidity |
First State Bank Shannon-Polo
Shannon, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 22.47% | |||
| Liquidity Ratio | 25.98% | |||
| Profitability |
First State Bank Shannon-Polo
Shannon, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.73% | |||
| Net Income | 1.48M | |||
| Net Interest Spread | 2.81% | |||
| Operating Profit to Average Assets | 1.04% | |||
| Overhead Efficiency Ratio | 71.56% | |||
| Return on Assets | 0.99% | |||
| Return on Equity | 14.97% | |||