| Weiss Ratings |
First State Bank Shannon-Polo
Shannon, IL |
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| Rating | ||||
| Asset Quality Index | 4.90 | |||
| Capitalization Index | 8.10 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 3.60 | |||
| Company Info |
First State Bank Shannon-Polo
Shannon, IL |
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| FDIC Number | 1781 | |||
| Phone Number | (815) 864-2111 | |||
| Website | www.fsbshannon-polo.com | |||
| Asset Quality |
First State Bank Shannon-Polo
Shannon, IL |
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| 1-Year Asset Growth | 1.98% | |||
| 5-Year Asset Growth | 0.33% | |||
| 5-Year Charge-Offs to Average Loans | 0.14% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.75% | |||
| Non-Performing Loans to Capital | 6.69% | |||
| Non-Performing Loans to Loans | 1.33% | |||
| Balance Sheet |
First State Bank Shannon-Polo
Shannon, IL |
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| Total Assets | 195.23M | |||
| Total Deposits | 173.14M | |||
| Capital and Reserves |
First State Bank Shannon-Polo
Shannon, IL |
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| Capital | 15.77M | |||
| Leverage Ratio | 9.71 | |||
| Loan Loss Reserves to Loans | 1.23% | |||
| Risk-Based Capital Ratio | 14.42 | |||
| Liquidity |
First State Bank Shannon-Polo
Shannon, IL |
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| Hot Money Ratio | 23.70% | |||
| Liquidity Ratio | 25.77% | |||
| Profitability |
First State Bank Shannon-Polo
Shannon, IL |
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| 5-Year Return on Average Assets | 0.73% | |||
| Net Income | 2.02M | |||
| Net Interest Spread | 2.88% | |||
| Operating Profit to Average Assets | 1.07% | |||
| Overhead Efficiency Ratio | 70.87% | |||
| Return on Assets | 1.01% | |||
| Return on Equity | 14.69% | |||