| Weiss Ratings |
First State Bank Shannon-Polo
Shannon, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 3.70 | |||
| Capitalization Index | 9.00 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 3.90 | |||
| Company Info |
First State Bank Shannon-Polo
Shannon, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 1781 | |||
| Phone Number | (815) 864-2111 | |||
| Website | www.fsbshannon-polo.com | |||
| Asset Quality |
First State Bank Shannon-Polo
Shannon, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 1.10% | |||
| 5-Year Asset Growth | 0.33% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.53% | |||
| Non-Performing Assets to Assets | 1.16% | |||
| Non-Performing Loans to Capital | 14.15% | |||
| Non-Performing Loans to Loans | 2.02% | |||
| Balance Sheet |
First State Bank Shannon-Polo
Shannon, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 190.46M | |||
| Total Deposits | 167.07M | |||
| Capital and Reserves |
First State Bank Shannon-Polo
Shannon, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 16.08M | |||
| Leverage Ratio | 10.31 | |||
| Loan Loss Reserves to Loans | 1.17% | |||
| Risk-Based Capital Ratio | 14.69 | |||
| Liquidity |
First State Bank Shannon-Polo
Shannon, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 22.99% | |||
| Liquidity Ratio | 22.64% | |||
| Profitability |
First State Bank Shannon-Polo
Shannon, IL |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.76% | |||
| Net Income | 909.00K | |||
| Net Interest Spread | 3.14% | |||
| Operating Profit to Average Assets | 1.01% | |||
| Overhead Efficiency Ratio | 69.29% | |||
| Return on Assets | 0.93% | |||
| Return on Equity | 11.33% | |||