B
First National Bank in Port Lavaca
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
12.79
Return On
Assets
0.96%
Total
Assets
368.72M
Capital
36.74M
Total
Deposits
300.49M
Net
Income
2.79M
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Weiss Ratings First National Bank in Port Lavaca
Port Lavaca, TX 		Click to
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Rating B
Asset Quality Index 9.30
Capitalization Index 10.00
Liquidity Index 3.60
Profitability Index 4.40
Stability Index 5.60
Company Info First National Bank in Port Lavaca
Port Lavaca, TX 		Click to
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FDIC Number 17811
Phone Number (361) 552-6726
Website www.fnbportlavaca.com
Asset Quality First National Bank in Port Lavaca
Port Lavaca, TX 		Click to
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1-Year Asset Growth -5.45%
5-Year Asset Growth 2.56%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet First National Bank in Port Lavaca
Port Lavaca, TX 		Click to
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Total Assets 368.72M
Total Deposits 300.49M
Capital and Reserves First National Bank in Port Lavaca
Port Lavaca, TX 		Click to
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Capital 36.74M
Leverage Ratio 12.79
Loan Loss Reserves to Loans 0.82%
Risk-Based Capital Ratio --
Liquidity First National Bank in Port Lavaca
Port Lavaca, TX 		Click to
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Hot Money Ratio 11.03%
Liquidity Ratio 21.46%
Profitability First National Bank in Port Lavaca
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5-Year Return on Average Assets 1.05%
Net Income 2.79M
Net Interest Spread 2.91%
Operating Profit to Average Assets 1.20%
Overhead Efficiency Ratio 60.87%
Return on Assets 0.96%
Return on Equity 11.23%