B
First National Bank in Port Lavaca
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
12.36
Return On
Assets
0.91%
Total
Assets
381.31M
Capital
37.42M
Total
Deposits
313.34M
Net
Income
3.54M
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Weiss Ratings First National Bank in Port Lavaca
Port Lavaca, TX 		Click to
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Rating B
Asset Quality Index 9.30
Capitalization Index 10.00
Liquidity Index 3.80
Profitability Index 4.30
Stability Index 5.80
Company Info First National Bank in Port Lavaca
Port Lavaca, TX 		Click to
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FDIC Number 17811
Phone Number (361) 552-6726
Website www.fnbportlavaca.com
Asset Quality First National Bank in Port Lavaca
Port Lavaca, TX 		Click to
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1-Year Asset Growth 0.95%
5-Year Asset Growth 1.19%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.03%
Non-Performing Loans to Loans 0.00%
Balance Sheet First National Bank in Port Lavaca
Port Lavaca, TX 		Click to
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Total Assets 381.31M
Total Deposits 313.34M
Capital and Reserves First National Bank in Port Lavaca
Port Lavaca, TX 		Click to
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Capital 37.42M
Leverage Ratio 12.36
Loan Loss Reserves to Loans 0.93%
Risk-Based Capital Ratio --
Liquidity First National Bank in Port Lavaca
Port Lavaca, TX 		Click to
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Hot Money Ratio 10.61%
Liquidity Ratio 26.20%
Profitability First National Bank in Port Lavaca
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5-Year Return on Average Assets 1.05%
Net Income 3.54M
Net Interest Spread 2.92%
Operating Profit to Average Assets 1.13%
Overhead Efficiency Ratio 61.12%
Return on Assets 0.91%
Return on Equity 10.38%