C
Citizens' Bank of Charleston
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens' Bank of Charleston
Charleston, MO
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Rating C
Asset Quality Index 7.10
Capitalization Index 10.00
Liquidity Index 0.80
Profitability Index 10.00
Stability Index 4.30
Company Info Citizens' Bank of Charleston
Charleston, MO
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FDIC Number 17830
Phone Number (573) 683-3373
Website www.citizensbankinfo.com
Asset Quality Citizens' Bank of Charleston
Charleston, MO
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1-Year Asset Growth 1.61%
5-Year Asset Growth 4.18%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.67%
Non-Performing Loans to Capital 3.36%
Non-Performing Loans to Loans 0.91%
Balance Sheet Citizens' Bank of Charleston
Charleston, MO
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Total Assets 188.79M
Total Deposits 152.23M
Capital and Reserves Citizens' Bank of Charleston
Charleston, MO
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Capital 35.64M
Leverage Ratio 19.22
Loan Loss Reserves to Loans 1.32%
Risk-Based Capital Ratio --
Liquidity Citizens' Bank of Charleston
Charleston, MO
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Hot Money Ratio 28.13%
Liquidity Ratio 19.92%
Profitability Citizens' Bank of Charleston
Charleston, MO
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5-Year Return on Average Assets 1.63%
Net Income 3.59M
Net Interest Spread 4.82%
Operating Profit to Average Assets 2.55%
Overhead Efficiency Ratio 47.38%
Return on Assets 1.98%
Return on Equity 10.19%