The Kaw Valley State Bank and Trust Company, of Wamego, Kansas

Wamego, KS

Rating Date

June 2025

Risk Based
Capital Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
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Weiss Ratings	The Kaw Valley State Bank and Trust Company, of Wamego, Kansas Wamego, KS	Click to Compare	Click to Compare	Click to Compare
Rating	A
Asset Quality Index	8.90
Capitalization Index	10.00
Liquidity Index	3.70
Profitability Index	5.40
Stability Index	7.60

Company Info	The Kaw Valley State Bank and Trust Company, of Wamego, Kansas Wamego, KS	Click to Compare	Click to Compare	Click to Compare
FDIC Number	17832
Phone Number	(785) 456-2021
Website	www.kvsb.com

Asset Quality	The Kaw Valley State Bank and Trust Company, of Wamego, Kansas Wamego, KS	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	8.45%
5-Year Asset Growth	7.77%
5-Year Charge-Offs to Average Loans	-0.02%
Charge-Offs to Average Loans	0.01%
Non-Performing Assets to Assets	0.02%
Non-Performing Loans to Capital	1.03%
Non-Performing Loans to Loans	0.04%

Balance Sheet	The Kaw Valley State Bank and Trust Company, of Wamego, Kansas Wamego, KS	Click to Compare	Click to Compare	Click to Compare
Total Assets	270.42M
Total Deposits	225.66M

Capital and Reserves	The Kaw Valley State Bank and Trust Company, of Wamego, Kansas Wamego, KS	Click to Compare	Click to Compare	Click to Compare
Capital	28.24M
Leverage Ratio	11.49
Loan Loss Reserves to Loans	1.50%
Risk-Based Capital Ratio	--

Liquidity	The Kaw Valley State Bank and Trust Company, of Wamego, Kansas Wamego, KS	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	20.76%
Liquidity Ratio	30.02%

Profitability	The Kaw Valley State Bank and Trust Company, of Wamego, Kansas Wamego, KS	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.36%
Net Income	899.00K
Net Interest Spread	2.99%
Operating Profit to Average Assets	1.38%
Overhead Efficiency Ratio	61.25%
Return on Assets	1.33%
Return on Equity	13.10%