B
Wilmington Savings Fund Society, FSB
Rating Date
October 2025
Risk Based
Capital Ratio
15.00
Leverage
Ratio
10.62
Return On
Assets
1.39%
Total
Assets
20.76B
Capital
2.57B
Total
Deposits
17.59B
Net
Income
221.64M
My Lists My Alerts
Weiss Ratings Wilmington Savings Fund Society, FSB
Wilmington, DE 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating B
Asset Quality Index 5.00
Capitalization Index 9.40
Liquidity Index 3.00
Profitability Index 7.00
Stability Index 10.00
Company Info Wilmington Savings Fund Society, FSB
Wilmington, DE 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 17838
Phone Number (302) 571-7080
Website www.wsfsbank.com
Asset Quality Wilmington Savings Fund Society, FSB
Wilmington, DE 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth -0.24%
5-Year Asset Growth 13.91%
5-Year Charge-Offs to Average Loans 0.25%
Charge-Offs to Average Loans 0.45%
Non-Performing Assets to Assets 0.87%
Non-Performing Loans to Capital 5.52%
Non-Performing Loans to Loans 1.38%
Balance Sheet Wilmington Savings Fund Society, FSB
Wilmington, DE 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 20.76B
Total Deposits 17.59B
Capital and Reserves Wilmington Savings Fund Society, FSB
Wilmington, DE 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 2.57B
Leverage Ratio 10.62
Loan Loss Reserves to Loans 1.41%
Risk-Based Capital Ratio 15.00
Liquidity Wilmington Savings Fund Society, FSB
Wilmington, DE 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 6.66%
Liquidity Ratio 12.34%
Profitability Wilmington Savings Fund Society, FSB
Wilmington, DE 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 1.29%
Net Income 221.64M
Net Interest Spread 3.94%
Operating Profit to Average Assets 1.81%
Overhead Efficiency Ratio 58.54%
Return on Assets 1.39%
Return on Equity 11.68%