B
Wilmington Savings Fund Society, FSB
Rating Date
October 2025
Risk Based
Capital Ratio
14.35
Leverage
Ratio
10.29
Return On
Assets
1.36%
Total
Assets
20.68B
Capital
2.45B
Total
Deposits
17.53B
Net
Income
144.66M
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Weiss Ratings Wilmington Savings Fund Society, FSB
Wilmington, DE 		Click to
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Rating B
Asset Quality Index 4.70
Capitalization Index 8.90
Liquidity Index 2.90
Profitability Index 6.90
Stability Index 10.00
Company Info Wilmington Savings Fund Society, FSB
Wilmington, DE 		Click to
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FDIC Number 17838
Phone Number (302) 571-7080
Website www.wsfsbank.com
Asset Quality Wilmington Savings Fund Society, FSB
Wilmington, DE 		Click to
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1-Year Asset Growth 0.14%
5-Year Asset Growth 13.91%
5-Year Charge-Offs to Average Loans 0.25%
Charge-Offs to Average Loans 0.52%
Non-Performing Assets to Assets 1.05%
Non-Performing Loans to Capital 7.53%
Non-Performing Loans to Loans 1.65%
Balance Sheet Wilmington Savings Fund Society, FSB
Wilmington, DE 		Click to
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Total Assets 20.68B
Total Deposits 17.53B
Capital and Reserves Wilmington Savings Fund Society, FSB
Wilmington, DE 		Click to
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Capital 2.45B
Leverage Ratio 10.29
Loan Loss Reserves to Loans 1.42%
Risk-Based Capital Ratio 14.35
Liquidity Wilmington Savings Fund Society, FSB
Wilmington, DE 		Click to
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Hot Money Ratio 6.69%
Liquidity Ratio 12.19%
Profitability Wilmington Savings Fund Society, FSB
Wilmington, DE 		Click to
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5-Year Return on Average Assets 1.29%
Net Income 144.66M
Net Interest Spread 3.92%
Operating Profit to Average Assets 1.78%
Overhead Efficiency Ratio 58.28%
Return on Assets 1.36%
Return on Equity 11.39%