B
Wilmington Savings Fund Society, FSB
Rating Date
August 2026
Risk Based
Capital Ratio
14.94
Leverage
Ratio
10.36
Return On
Assets
1.57%
Total
Assets
22.57B
Capital
2.64B
Total
Deposits
19.31B
Net
Income
175.81M
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Weiss Ratings Wilmington Savings Fund Society, FSB
Wilmington, DE 		Click to
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Rating B
Asset Quality Index 5.70
Capitalization Index 9.00
Liquidity Index 3.10
Profitability Index 7.90
Stability Index 10.00
Company Info Wilmington Savings Fund Society, FSB
Wilmington, DE 		Click to
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FDIC Number 17838
Phone Number (302) 571-7080
Website www.wsfsbank.com
Asset Quality Wilmington Savings Fund Society, FSB
Wilmington, DE 		Click to
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1-Year Asset Growth 9.13%
5-Year Asset Growth 9.68%
5-Year Charge-Offs to Average Loans 0.32%
Charge-Offs to Average Loans 0.05%
Non-Performing Assets to Assets 0.70%
Non-Performing Loans to Capital 4.43%
Non-Performing Loans to Loans 1.07%
Balance Sheet Wilmington Savings Fund Society, FSB
Wilmington, DE 		Click to
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Total Assets 22.57B
Total Deposits 19.31B
Capital and Reserves Wilmington Savings Fund Society, FSB
Wilmington, DE 		Click to
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Capital 2.64B
Leverage Ratio 10.36
Loan Loss Reserves to Loans 1.31%
Risk-Based Capital Ratio 14.94
Liquidity Wilmington Savings Fund Society, FSB
Wilmington, DE 		Click to
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Hot Money Ratio 5.37%
Liquidity Ratio 18.44%
Profitability Wilmington Savings Fund Society, FSB
Wilmington, DE 		Click to
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5-Year Return on Average Assets 1.38%
Net Income 175.81M
Net Interest Spread 3.90%
Operating Profit to Average Assets 2.04%
Overhead Efficiency Ratio 56.83%
Return on Assets 1.57%
Return on Equity 13.21%