B
Vermilion Bank & Trust Company
KaplanLA
Rating Date
March 2024
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Major Rating Factors: Excellent current capitalization (9.6 on a scale of 0 to 10) based on a risk-based capital ratio of 20.5 and a capital leverage ratio of 10.8. Operating profits as a percentage of assets at 1.7%, coupled with a return on assets of 1.7 has resulted in Good (6.7) profitability.
Other Rating Factors: A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.8 on a scale of 0 to 10). A current level of 6.9 percent of nonperforming loans to core capital combined with 13.8 percent from a year earlier contributes to the Good asset quality (5.3).
Asset Mix: Cash (31%), securities (25%), home mtgs (16%), comm re (11%), consumer loans (4%), comm loans (3%), other (10%)
States with Branches: LA
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Corporate Info
Group Affiliation
Vermilion Bancshares Corporation
Investment Rating
--
Address
420 North Cushing Avenue
Kaplan, LA 70548
Phone Number
(337) 643-7900
Year Founded
1958
FDIC Number
Largest Affiliates
No affiliate information available.
Weiss Ratings