A
Vermilion Bank & Trust Company
Kaplan,  LA
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
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Return On
Assets
Total
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Capital
Total
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Income
Weiss Ratings Vermilion Bank & Trust Company
Kaplan, LA
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Rating A
Asset Quality Index 6.30
Capitalization Index 10.00
Liquidity Index 4.10
Profitability Index 8.20
Stability Index 7.40
Company Info Vermilion Bank & Trust Company
Kaplan, LA
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FDIC Number 17841
Phone Number (337) 643-7900
Website www.vermilionbank.com
Asset Quality Vermilion Bank & Trust Company
Kaplan, LA
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1-Year Asset Growth 0.04%
5-Year Asset Growth 1.45%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 1.19%
Non-Performing Loans to Capital 8.12%
Non-Performing Loans to Loans 2.48%
Balance Sheet Vermilion Bank & Trust Company
Kaplan, LA
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Total Assets 145.50M
Total Deposits 126.11M
Capital and Reserves Vermilion Bank & Trust Company
Kaplan, LA
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Capital 17.74M
Leverage Ratio 12.55
Loan Loss Reserves to Loans 1.71%
Risk-Based Capital Ratio 25.22
Liquidity Vermilion Bank & Trust Company
Kaplan, LA
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Hot Money Ratio 19.53%
Liquidity Ratio 41.03%
Profitability Vermilion Bank & Trust Company
Kaplan, LA
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5-Year Return on Average Assets 1.71%
Net Income 1.42M
Net Interest Spread 4.27%
Operating Profit to Average Assets 1.87%
Overhead Efficiency Ratio 59.96%
Return on Assets 1.87%
Return on Equity 16.49%