A
Vermilion Bank & Trust Company
KaplanLA
Rating Date
October 2025
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Capital Ratio
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Weiss Ratings Vermilion Bank & Trust Company
Kaplan, LA
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Rating A
Asset Quality Index 6.30
Capitalization Index 10.00
Liquidity Index 4.10
Profitability Index 8.00
Stability Index 7.20
Company Info Vermilion Bank & Trust Company
Kaplan, LA
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FDIC Number 17841
Phone Number (337) 643-7900
Website www.vermilionbank.com
Asset Quality Vermilion Bank & Trust Company
Kaplan, LA
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1-Year Asset Growth -1.13%
5-Year Asset Growth 5.51%
5-Year Charge-Offs to Average Loans 0.05%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 0.95%
Non-Performing Loans to Capital 5.94%
Non-Performing Loans to Loans 1.74%
Balance Sheet Vermilion Bank & Trust Company
Kaplan, LA
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Total Assets 145.44M
Total Deposits 128.12M
Capital and Reserves Vermilion Bank & Trust Company
Kaplan, LA
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Capital 15.43M
Leverage Ratio 11.31
Loan Loss Reserves to Loans 3.25%
Risk-Based Capital Ratio 23.58
Liquidity Vermilion Bank & Trust Company
Kaplan, LA
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Hot Money Ratio 19.61%
Liquidity Ratio 39.58%
Profitability Vermilion Bank & Trust Company
Kaplan, LA
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5-Year Return on Average Assets 1.55%
Net Income 1.43M
Net Interest Spread 4.14%
Operating Profit to Average Assets 1.90%
Overhead Efficiency Ratio 56.28%
Return on Assets 1.90%
Return on Equity 19.53%