| Weiss Ratings |
Sterling State Bank
Austin, MN |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 5.10 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 2.30 | |||
| Stability Index | 2.70 | |||
| Company Info |
Sterling State Bank
Austin, MN |
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| FDIC Number | 17863 | |||
| Phone Number | (507) 433-7325 | |||
| Website | www.sterlingstatebank.com | |||
| Asset Quality |
Sterling State Bank
Austin, MN |
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| 1-Year Asset Growth | -3.93% | |||
| 5-Year Asset Growth | 7.84% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.23% | |||
| Non-Performing Loans to Capital | 0.61% | |||
| Non-Performing Loans to Loans | 0.08% | |||
| Balance Sheet |
Sterling State Bank
Austin, MN |
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| Total Assets | 512.94M | |||
| Total Deposits | 361.29M | |||
| Capital and Reserves |
Sterling State Bank
Austin, MN |
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| Capital | 25.02M | |||
| Leverage Ratio | 7.10 | |||
| Loan Loss Reserves to Loans | 1.12% | |||
| Risk-Based Capital Ratio | 13.39 | |||
| Liquidity |
Sterling State Bank
Austin, MN |
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| Hot Money Ratio | 16.17% | |||
| Liquidity Ratio | 20.19% | |||
| Profitability |
Sterling State Bank
Austin, MN |
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| 5-Year Return on Average Assets | 0.44% | |||
| Net Income | 864.00K | |||
| Net Interest Spread | 2.71% | |||
| Operating Profit to Average Assets | 0.65% | |||
| Overhead Efficiency Ratio | 84.52% | |||
| Return on Assets | 0.65% | |||
| Return on Equity | 14.76% | |||