| Weiss Ratings |
Sterling State Bank
Austin, MN |
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| Rating | ||||
| Asset Quality Index | 8.80 | |||
| Capitalization Index | 5.20 | |||
| Liquidity Index | 3.50 | |||
| Profitability Index | 2.60 | |||
| Stability Index | 3.40 | |||
| Company Info |
Sterling State Bank
Austin, MN |
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| FDIC Number | 17863 | |||
| Phone Number | (507) 433-7325 | |||
| Website | www.sterlingstatebank.com | |||
| Asset Quality |
Sterling State Bank
Austin, MN |
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| 1-Year Asset Growth | 1.28% | |||
| 5-Year Asset Growth | 7.84% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.23% | |||
| Non-Performing Loans to Capital | 0.61% | |||
| Non-Performing Loans to Loans | 0.08% | |||
| Balance Sheet |
Sterling State Bank
Austin, MN |
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| Total Assets | 516.40M | |||
| Total Deposits | 341.22M | |||
| Capital and Reserves |
Sterling State Bank
Austin, MN |
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| Capital | 27.30M | |||
| Leverage Ratio | 7.22 | |||
| Loan Loss Reserves to Loans | 1.10% | |||
| Risk-Based Capital Ratio | 13.45 | |||
| Liquidity |
Sterling State Bank
Austin, MN |
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| Hot Money Ratio | 15.52% | |||
| Liquidity Ratio | 15.70% | |||
| Profitability |
Sterling State Bank
Austin, MN |
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| 5-Year Return on Average Assets | 0.44% | |||
| Net Income | 1.46M | |||
| Net Interest Spread | 2.65% | |||
| Operating Profit to Average Assets | 0.55% | |||
| Overhead Efficiency Ratio | 84.33% | |||
| Return on Assets | 0.55% | |||
| Return on Equity | 11.78% | |||