| Weiss Ratings |
Sterling State Bank
Austin, MN |
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| Rating | ||||
| Asset Quality Index | 5.50 | |||
| Capitalization Index | 6.50 | |||
| Liquidity Index | 2.00 | |||
| Profitability Index | 3.60 | |||
| Stability Index | 2.40 | |||
| Company Info |
Sterling State Bank
Austin, MN |
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| FDIC Number | 17863 | |||
| Phone Number | (507) 433-7325 | |||
| Website | www.sterlingstatebank.com | |||
| Asset Quality |
Sterling State Bank
Austin, MN |
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| 1-Year Asset Growth | -10.56% | |||
| 5-Year Asset Growth | 1.54% | |||
| 5-Year Charge-Offs to Average Loans | -0.01% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 0.31% | |||
| Non-Performing Loans to Capital | 3.29% | |||
| Non-Performing Loans to Loans | 0.46% | |||
| Balance Sheet |
Sterling State Bank
Austin, MN |
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| Total Assets | 461.88M | |||
| Total Deposits | 359.53M | |||
| Capital and Reserves |
Sterling State Bank
Austin, MN |
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| Capital | 31.78M | |||
| Leverage Ratio | 8.54 | |||
| Loan Loss Reserves to Loans | 1.17% | |||
| Risk-Based Capital Ratio | 13.98 | |||
| Liquidity |
Sterling State Bank
Austin, MN |
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| Hot Money Ratio | 20.55% | |||
| Liquidity Ratio | 11.54% | |||
| Profitability |
Sterling State Bank
Austin, MN |
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| 5-Year Return on Average Assets | 0.45% | |||
| Net Income | 2.29M | |||
| Net Interest Spread | 3.46% | |||
| Operating Profit to Average Assets | 0.98% | |||
| Overhead Efficiency Ratio | 74.23% | |||
| Return on Assets | 0.98% | |||
| Return on Equity | 14.55% | |||